601 Broad St, Shelby, NC 28152 Property Records

Cleveland County property record for 601 Broad St, Shelby, NC 28152

Property Summary

Property TypeSingle Family Home
Details1,998 sqft · built 1958
Lot Size0.872 acres (38,000 sqft)
Owner2 Individual Names on Record
Last Sale$248,000 (May 2024)
Tax Bill$2,303 (2026)
Deeds & MortgagesMay 2024 Sale & Mortgage
Dec 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN22789

Property Details

APN / Parcel Number

Primary APN22789
Alternative APNs
  • 1344118
  • 1363120

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,998 sqft Finished Area

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof MaterialMetal
Lot Area38,000 sqft (0.872 acres)
Lot Dimensions380 ft deep x 100 ft wide
Garage TypeCarport
Garage Area120 sqft
CarportCarport
Carport Area120 sqft

Exterior Amenities

PorchSlab
Porch Area40 sqft
Deck Area48 sqft
Storage Building288 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHeat Pump

Location & Zoning

Account Number1363120
Street Address601 BROAD ST
CitySHELBY
StateNC
Zip28152-6511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal DescriptionLOT BROAD ST
Legal SubdivisionSURVEY FOR SCOTT DOUGLAS YORK
Legal Block8
Legal Lot Number3
JurisdictionCLEVELAND NC
Township / Civil DivisionCLEVELAND
Census Block Group2
Census Block2003
Census Tract951200

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address601 BROAD ST, SHELBY, NC 28152-6511
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 10, 2024Warranty Deed, Transfer · FHA Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC A V
Dec 29, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
SHARONVIEW FCU
Nov 28, 2017Deed of Trust, Mortgage · Conventional Mortgage
SHARONVIEW FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 10, 2024 · Amount on Record
Deed SaleMay 10, 2024 · Amount on Record
Deed Document Number2024200100226
Deed Book / Page1920 / 2832
Prior Transfer DateDec 27, 2021
Prior Transfer Doc0018611512
Record UpdatedOct 29, 2026

May 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND NC
Recording DateMay 10, 2024
Property Address601 BROAD ST, SHELBY, NC 28152-6511
Document Number0019202832
Book / Page1920 / 2832
Instrument DateMay 10, 2024
Instrument200100226
Transaction TypeTransfer
Record UpdatedSep 30, 2025
Title CompanyINVESTORS TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$496.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1551 S DEKALB ST # 202, 202, SHELBY, NC 28152-8651

Transferred To (Grantee/Buyer)

NameVerified Name
Address601 BROAD ST, SHELBY, NC 28152-6511

Mortgage

Document Number0200100227
DateMay 10, 2024
Instrument200100227
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC A V
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2054

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLEVELAND NC
Recording DateDec 29, 2021
Property Address601 BROAD ST, SHELBY, NC 28152-6511
Document Number0018611512
Book / Page1861 / 1512
Instrument DateDec 27, 2021
Instrument200066369
Transaction TypeTransfer
Record UpdatedJan 19, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address601 BROAD ST, SHELBY, NC 28152-6511

Mortgage

Document Number0018611515
DateDec 29, 2021
Instrument1861/1515
Lender
NameSHARONVIEW FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND NC
Property Address601 BROAD ST, SHELBY, NC 28152-6511
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0017560054
DateNov 28, 2017
Book Page1756/0054
Instrument200007505
Lender
NameSHARONVIEW FCU
TypeCredit Union
AddressFORT MILL, SC 29716
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueDec 1, 2027

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCleveland County
MunicipalityShelby City
Unified School DistrictCleveland County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,303.00 (+1.72%)$227,565 (-) Land $19,200 Building $208,365$227,565 (-) Land $19,200 Building $208,365
2025$2,264.00$227,565 (+204.26%) Land $19,200 Building $208,365$227,565 (+204.26%) Land $19,200 Building $208,365
2023$74,794 Land $14,400 Building $60,394$74,794 Land $14,400 Building $60,394

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims7 (1990–2024)
Claims Outside the SFHA3 of 7
Most Recent ClaimJan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SHELBY
serves 23,600 people · EPA ID NC0123010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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