613 Bitsy Ln, Chattanooga, TN 37415 Property Records

Hamilton County property record for 613 Bitsy Ln, Chattanooga, TN 37415

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,323 sqft · built 1960
Lot Size	0.474 acres (20,655 sqft)
Owner	2 Individual Names on File
Last Sale	$118,500 (Jun 2009)
Tax Bill	$1,449 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`109J J 004`

Property Details

APN / Parcel Number

Primary APN	`109J J 004`
Alternative APN	`0000035561`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,323 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,655 sqft (0.474 acres)
Lot Dimensions	203 ft deep x 101 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000035561
Street Address	613 BITSY LN
City	CHATTANOOGA
State	TN
Zip	37415-2902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 31 LANDERS REV PB 19 PG 22
Legal Subdivision	LANDERS
Legal Lot Number	31
Jurisdiction	HAMILTON TN
Township / Civil Division	2
Census Block Group	2
Census Block	2001
Census Tract	10501

Owner

613 Bitsy Ln is owned and occupied by two individuals who acquired it in April 2016.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	2 Individual Names on File
Mailing Address	613 BITSY LN, CHATTANOOGA, TN 37415-2902
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Jul 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Apr 27, 2020	Deed of Trust, Mortgage · Line of Credit REGIONS BK
Jan 30, 2019	Deed of Trust, Mortgage · Line of Credit REGIONS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2009 · Amount on File
Deed Sale	Jun 12, 2009 · Amount on File
Prior Sale	Jun 12, 2009 · Amount on File
Deed Document Number	0000000052
Deed Book / Page	8950 / 378
Last Transfer Date	Apr 11, 2016
Transfer Doc	0000000167
Record Updated	Jun 8, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	613 BITSY LN, CHATTANOOGA, TN 37415-2902
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	WARRANTY TITLE INSURANCE COMPANY INC, WARRANTY TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	613 BITSY LN, CHATTANOOGA, TN 37415-2902

Mortgage

Document Number	0000000057
Date	Apr 15, 2025
Book Page	13891/679
Instrument	2025041500057

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	613 BITSY LN, CHATTANOOGA, TN 37415-2902
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000102
Date	Jul 30, 2021
Book Page	12589/294
Instrument	2021073000102

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	ONTARIO, CA 91761

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	613 BITSY LN, CHATTANOOGA, TN 37415-2902
Document Number	0513000095
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	613 BITSY LN CHATTANOOGA TN 374152902, CHATTANOOGA, TN 37415-2902

Mortgage

Document Number	0513000095
Date	May 13, 2020
Book Page	011999/000851
Instrument	200513000095

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 12, 2035

Interest

Rate Type	Adjustable Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	613 BITSY LN, CHATTANOOGA, TN 37415-2902
Document Number	0219000146
Instrument Date	Jan 30, 2019
Transaction Type	Mortgage
Record Updated	Mar 4, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	613 BITSY LN CHATTANOOGA TN 374152902, CHATTANOOGA, TN 37415-2902

Mortgage

Document Number	0219000146
Date	Feb 19, 2019
Book Page	011567/000851
Instrument	190219000146

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 18, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 613 Bitsy Ln was $1,449, up 31.3% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Red Bank City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,449.00 (+31.25%)	$95,600 (+93.72%)	$382,400 (+93.72%) Land $70,000 Building $312,400
2024	$1,104.00 (-44.74%)	$49,350 (-)	$197,400 (-) Land $50,000 Building $147,400
2023	$1,998.00 (+18.51%)	$49,350 (-)	$197,400 (-) Land $50,000 Building $147,400
2022	$1,686.00	$49,350	$197,400 Land $50,000 Building $147,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 613 Bitsy Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978)
Most Recent Claim	Nov 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 613 Bitsy Ln is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 53% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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