606 Bitsy Ln, Chattanooga, TN 37415 Property Records

Hamilton County property record for 606 Bitsy Ln, Chattanooga, TN 37415

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,496 sqft · built 1960
Lot Size	0.574 acres (25,022 sqft)
Owner	2 Company Names on Record
Last Sale	$385,000 (Feb 2025)
Tax Bill	$1,285 (2025)
Deeds & Mortgages	Apr 2026 Transfer Feb 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`109J H 010`

Property Details

APN / Parcel Number

Primary APN	`109J H 010`
Alternative APN	`0000035532`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,496 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	25,022 sqft (0.574 acres)
Lot Dimensions	238 ft deep x 109 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000035532
Street Address	606 BITSY LN
City	CHATTANOOGA
State	TN
Zip	37415-2903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LT 6 PT 7 LANDERS REVISED PB 19 PG 22
Legal Subdivision	LANDERS
Legal Tract	1
Legal Lot Number	6
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	3
Census Block	3007
Census Tract	10501

Owner

Source: Hamilton County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	606 BITSY LN, CHATTANOOGA, TN 37415-2903
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Feb 5, 2025	Warranty Deed, Transfer BPL MORTGAGE LLC
Oct 24, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Dec 10, 2021	Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 29, 2018	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2025 · Amount on Record
Deed Sale	Feb 5, 2025 · Amount on Record
Prior Sale	Dec 10, 2021
Deed Document Number	2025176
Deed Book / Page	13830 / 600
Prior Transfer Date	Dec 29, 2021
Prior Transfer Doc	0000000086
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 1, 2026
Property Address	606 BITSY LN, CHATTANOOGA, TN 37415-2903
Document Number	0000000260
Book / Page	14249 / 220
Instrument Date	Mar 31, 2026
Instrument	2026260
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 5, 2025
Property Address	606 BITSY LN, CHATTANOOGA, TN 37415-2903
Document Number	0000000176
Book / Page	13830 / 600
Map Reference	MB 19 PG 22
Instrument Date	Feb 3, 2025
Instrument	2025020500176
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, BRIDGE CITY TTL EAST BARINER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,424.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	396 WOODWAY DR, BLOUNTVILLE, TN 37617-5571

Mortgage

Document Number	0013830604
Date	Feb 5, 2025
Instrument	13830/604

Lender

Name	BPL MORTGAGE LLC
Type	Mortgage Company

Agreement

Amount	Amount Recorded

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Oct 24, 2022
Property Address	606 BITSY LN, CHATTANOOGA, TN 37415-2903
Document Number	0000000086
Book / Page	13124 / 131
Map Reference	MB 19 PG 22
Instrument Date	Dec 29, 2021
Instrument	2022102400086
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	606 BITSY LN, CHATTANOOGA, TN 37415-2903
Investor	Possibly a Property Investor

Mortgage

Document Number	0131240136
Date	Oct 24, 2022
Instrument	13124-0136

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2052

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Dec 10, 2021
Property Address	606 BITSY LN, CHATTANOOGA, TN 37415-2903
Document Number	0000000151
Book / Page	12767 / 313
Map Reference	MB 19 PG 5
Instrument Date	May 18, 2021
Instrument	2021121000151
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	RELTCO INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	606 BITSY LN, CHATTANOOGA, TN 37415-2903
Investor	Possibly a Property Investor

Mortgage

Document Number	0012767318
Date	Dec 10, 2021
Instrument	12767/318

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jun 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 29, 2018
Property Address	606 BITSY LN, CHATTANOOGA, TN 37415-2903
Document Number	0000000242
Book / Page	11358 / 008
Map Reference	MB19 PG22
Instrument Date	May 25, 2018
Instrument	2018052900242
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	EQUITITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$728.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	606 BITSY LN, CHATTANOOGA, TN 37415-2903

Mortgage

Document Number	0000000243
Date	May 29, 2018
Instrument	2018052900243

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Red Bank City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,285.00 (+11.45%)	$84,800 (+64.42%)	$339,200 (+64.42%) Land $70,000 Building $269,200
2024	$1,153.00 (-44.7%)	$51,575 (-)	$206,300 (-) Land $50,000 Building $156,300
2023	$2,085.00 (+18.4%)	$51,575 (-)	$206,300 (-) Land $50,000 Building $156,300
2022	$1,761.00	$51,575	$206,300 Land $50,000 Building $156,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1996–2009)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 53% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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