Stephens County property record for 613 3rd St, Velma, OK 73491
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,472 sqft · built 2003 |
| Lot Size | 0.516 acres (22,466 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $160,000 (May 2025) |
| Tax Bill | $1,159 (2025) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage Apr 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28744 |
| Primary APN | 28744 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,472 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 22,466 sqft (0.516 acres) |
| Garage Type | Attached |
| Garage Area | 364 sqft |
| Porch | Slab |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 28744 |
|---|---|
| Street Address | 613 3RD ST |
| City | VELMA |
| State | OK |
| Zip | 73491 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BLK 3 LOTS 11 & 12 (WILDHORSE REPLAT OF BLOCK 5 & LOTS 1-7 BLOCK 4 WILDHORSE ADDITION) |
| Legal Range | 05W |
| Legal Township | 01S |
| Legal Section | 24 |
| Legal Subdivision | WILDHORSE REPLAT BLOCK 5 & 1-7 BLOCK 4 W |
| Legal Block | 3 |
| Legal Lot Number | 1-7,11 |
| Jurisdiction | STEPHENS OK |
| Township / Civil Division | VELMA-ALMA |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 1000 |
Source: Stephens County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 613 3RD ST, VELMA, OK 73491 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 23, 2025 | Warranty Deed, Transfer · FHA Mortgage BANCFIRST |
| Apr 12, 2021 | Warranty Deed, Transfer · FHA Mortgage 1ST CAPITAL MORTGAGE LLC |
| Feb 22, 2006 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2025 · Amount on Record |
| Deed Sale | May 23, 2025 · Amount on Record |
| Prior Sale | May 31, 2023 · Amount on Record |
| Deed Document Number | 20254549 |
| Deed Book / Page | 6677 / 107 |
| Prior Transfer Date | Nov 18, 2005 |
| Prior Transfer Doc | 003296/191 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS OK |
| Recording Date | Jun 23, 2025 |
| Property Address | 613 3RD ST, VELMA, OK 73491 |
| Document Number | 006677/107 |
| Book / Page | 6677 / 107 |
| Instrument Date | May 23, 2025 |
| Instrument | I-2025-004549 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | STEPHENS CO ABSTRACT CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 182, VELMA, OK 73491-0182 |
| Document Number | I2025004550 |
|---|---|
| Date | Jun 23, 2025 |
| Instrument | I-2025-004550 |
| Name | BANCFIRST |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2055 |
| Document Number | 006677/128 |
|---|---|
| Date | Jun 23, 2025 |
| Book Page | 6677/128 |
| Instrument | I-2025-004551 |
| Name | BANCFIRST |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73102 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEPHENS OK |
| Recording Date | Apr 12, 2021 |
| Property Address | 613 3RD ST, VELMA, OK 73491 |
| Document Number | 005953/163 |
| Book / Page | 5953 / 163 |
| Instrument Date | Apr 9, 2021 |
| Instrument | 2021-003149 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | STEPHENS COUNTY ABSTRACT COMPANY, STEPHENS CO ABSTRACT CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 337 E 3RD, VELMA, OK 73491 |
| Document Number | 2021003150 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 2021-003150 |
| Name | 1ST CAPITAL MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STEPHENS OK |
| Recording Date | Feb 22, 2006 |
| Property Address | 613 3RD ST, VELMA, OK 73491 |
| Document Number | 003296/191 |
| Book / Page | 3296 / 191 |
| Instrument Date | Nov 18, 2005 |
| Instrument | 74-8704 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
Source: Stephens County assessment roll, as of March 23, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Stephens County |
| Municipality | Velma Town |
| Unified School District | Velma-Alma Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,692 (+8.87%) Land $660 Building $17,032 | $160,840 (+8.87%) Land $6,000 Building $154,840 | |
| 2025 | $1,159.00 (-6.31%) Homeowner's exemption | $16,250 (+1.18%) Land $420 Building $15,830 | $147,732 (+1.18%) Land $3,819 Building $143,913 |
| 2023 | $1,237.00 | $16,061 Land $420 Building $15,641 | $146,011 Land $3,819 Building $142,192 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 44% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| 360 Broadband Fixed Wireless | 200 / 50 |
| Windstream DSL | 100 / 3 |
| Rise Broadband Fixed Wireless | 50 / 10 |
| AT&T Fixed Wireless | 25 / 3 |
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