Stephens County property record for 304 3rd St, Velma, OK 73491
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,328 sqft · built 1930 |
| Lot Size | 0.449 acres (19,549 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $400 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 28567 |
| Primary APN | 28567 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,328 sqft Living Area |
| Storm Shelter | Storm Shelter |
| Storm Shutters | Storm Shutters |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Traditional |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 19,549 sqft (0.449 acres) |
| Garage Type | Mixed |
| Garage Area | 1,200 sqft |
| Porch | Slab |
| Porch Area | 228 sqft |
| Greenhouse | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 28567 |
|---|---|
| Street Address | 304 3RD ST |
| City | VELMA |
| State | OK |
| Zip | 73491 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | VELMA CITY BLK 9 W1/2 E1/2 LOTS 9 & 10 & E1/2 E1/2 LOTS 9 & 10 |
| Legal Range | 05W |
| Legal Township | 01S |
| Legal Section | 24 |
| Legal Subdivision | CITY OF VELMA |
| Legal Block | 9 |
| Legal Lot Number | 9,10 |
| Jurisdiction | STEPHENS OK |
| Township / Civil Division | VELMA-ALMA |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 1000 |
304 3rd St is owned and occupied by two individuals.
Source: Stephens County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 143, VELMA, OK 73491-0143 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 304 3rd St was $400 with a homeowner's exemption.
Source: Stephens County assessment roll, as of March 23, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Stephens County |
| Municipality | Velma Town |
| Unified School District | Velma-Alma Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,274 (-) Land $214 Building $6,060 | $57,037 (-33.51%) Land $1,948 Building $55,089 | |
| 2025 | $400.00 Homeowner's exemption | $6,274 Land $220 Building $6,054 | $85,779 Land $3,002 Building $82,777 |
| 2023 | $406.00 Homeowner's exemption | $6,274 Land $210 Building $6,064 | $89,636 Land $3,002 Building $86,634 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 304 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 304 3rd St is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 81% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STEPHENS CO RW&SD #1 serves 960 people · EPA ID OK2006906 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 100 / 20 |
| 360 Broadband Fixed Wireless | 60 / 6 |
May also be available: AT&T, Rise Broadband, Verizon.
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