612964 River Rd, Callahan, FL 32011 Property Records

Nassau County property record for 612964 River Rd, Callahan, FL 32011

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,576 sqft · built 2020
Lot Size	1.57 acres (68,389 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,236 (2025)
Deeds & Mortgages	Dec 2019 Construction Loan Jul 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`28-2N-24-0000-0002-0030`

Property Details

APN / Parcel Number

Primary APN	`28-2N-24-0000-0002-0030`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,576 sqft Heated Area
Gross Area	3,476 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	68,389 sqft (1.57 acres)
Porch	Open Porch
Porch Area	398 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	612964 RIVER RD
City	CALLAHAN
State	FL
Zip	32011-8756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	PT OF SW1/4 OF SE1/4 IN OR 2297/203 IN OR 2324/1118
Legal Range	24E
Legal Township	02N
Legal Section	28
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	1
Census Block	1003
Census Tract	50508

Owner

Source: Nassau County records · APN 28-2N-24-0000-0002-0030

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 2187, CALLAHAN, FL 32011-2187
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 04, 2019	Deed of Trust, Mortgage · Construction Mortgage FIRST FEDERAL BANK
Jul 06, 2020	Loan Modification, Mortgage FIRST FED'L SVGS BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 13, 2019
Deed Sale	Aug 13, 2019
Deed Document Number	0002297203
Record Updated	Jun 08, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	612964 RIVER RD, CALLAHAN, FL 32011
Transaction Type	Mortgage
Record Updated	May 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023220967
Date	Dec 04, 2019
Book Page	2322/0967
Instrument	201945038131

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	LAKE CITY, FL 32055

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 01, 2051

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NASSAU FL
Property Address	612964 RIVER RD, CALLAHAN, FL 32011
Document Number	0023740544
Instrument Date	Jul 06, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 2187 CALLAHAN FL 320112187, CALLAHAN, FL 32011-2187

Mortgage

Document Number	0023740544
Date	Jul 08, 2020
Book Page	002374/000544
Instrument	45020715

Lender

Name	FIRST FED'L SVGS BK
Type	Federal Savings Bank
Address	FLINT, MI 48501-2026

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 07, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,236.00 (+1.3%) Homeowner's exemption	$381,427 (+2.9%)	$530,844 (+9.11%) Land $70,650 Building $460,194
2024	$5,169.00 (+1.21%) Homeowner's exemption	$370,677 (+3%)	$486,543 (+16.97%) Land $47,100 Building $439,443
2023	$5,107.00 (+10.02%) Homeowner's exemption	$359,881 (+3%)	$415,962 (+12.87%) Land $47,100 Building $368,862
2022	$4,642.00 Homeowner's exemption	$349,399	$368,520 Land $42,390 Building $326,130

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Uniti Group DSL	200 / 20

May also be available: Xfinity.

Based on FCC filings for 15 locations within half a mile of this property.

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