6112 Panola Pass, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 6112 Panola Pass, Schertz, TX 78108

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,550 sqft · built 2018
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$413,200 (May 2019)
Tax Bill	$1,948 (2024)
Deeds & Mortgages	Apr 2026 Line of Credit Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1G14431B0100400000`

Property Details

APN / Parcel Number

Primary APN	`1G14431B0100400000`
Alternative APNs	`000000165780` `000000233881` `165780`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,550 sqft Living Area
Gross Area	3,112 sqft
1st Floor Area	1,579 sqft
2nd Floor Area	971 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	367 sqft
Balcony Area	115 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6112 PANOLA PASS
City	SCHERTZ
State	TX
Zip	78108-0019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMESTEAD 1-B BLOCK 1 LOT 4 .15 AC
Legal Subdivision	HOMESTEAD 1-B
Legal Tract	4
Legal Block	1
Legal Lot Number	4
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1014
Census Tract	210614

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6112 PANOLA PASS, SCHERTZ, TX 78108-0019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING
Nov 22, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
May 20, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage CORNERSTONE HM LNDG
Aug 30, 2018	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK
Aug 30, 2018	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2019 · Amount on Record
Deed Sale	May 20, 2019 · Amount on Record
Deed Document Number	201999010859
Prior Transfer Date	May 10, 2019
Prior Transfer Doc	0099010859
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Recording Date	Apr 29, 2026
Property Address	6112 PANOLA PASS, SCHERTZ, TX 78108-0019
Document Number	0000010937
Instrument Date	Apr 21, 2026
Instrument	202610937
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010937,
Date	Apr 29, 2026
Instrument	202610937

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2056

Interest

Rate	6.38%
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	TX
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099040004
Date	Nov 22, 2021
Instrument	202199040004

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Dec 1, 2049

May 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	May 20, 2019
Property Address	6112 PANOLA PASS, SCHERTZ, TX 78108-0019
Document Number	0000010859
Instrument Date	May 10, 2019
Instrument	10859
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 6, 2019
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6112 PANOLA PASS SCHERTZ TX 781080019, SCHERTZ, TX 78108-0019

Mortgage

Document Number	10860
Date	May 20, 2019
Instrument	10860

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2049

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GUADALUPE TX
Recording Date	Aug 30, 2018
Property Address	6112 PANOLA PASS, SCHERTZ, TX 78108-0019
Instrument Date	Aug 16, 2018
Instrument	20061
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Investor	Possibly a Property Investor

Mortgage

Document Number	0000020061
Date	Aug 30, 2018
Instrument	20061

Lender

Name	WELLS FARGO BK
Type	Bank
Address	1445 ROSS AVENUE 48TH, DALLAS, TX 75202

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GUADALUPE TX
Recording Date	Aug 30, 2018
Property Address	6112 PANOLA PASS, SCHERTZ, TX 78108-0019
Document Number	0000020060
Instrument Date	Aug 16, 2018
Instrument	20060
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$461,251 (-2.13%) Land $59,924 Building $401,327	$461,251 (-2.13%) Land $59,924 Building $401,327
2025		$471,278 (+17.82%) Land $45,385 Building $425,893	$471,278 (+17.82%) Land $45,385 Building $425,893
2024	$1,948.00 (-69.94%)
2023	$6,481.00 (-11.27%) Homeowner's exemption	$400,000 Land $71,464 Building $328,536	$400,000 Land $71,464 Building $328,536
2022	$7,304.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Guadalupe Valley Electric Cooperative.

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