61239 Ridgewater Loop, Bend, OR 97702 Property Records

Deschutes County property record for 61239 Ridgewater Loop, Bend, OR 97702 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms2 Baths
Year BuiltBuilt 2017
Square Footage2,896 sqft Living Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$81,000 (2016)
Tax Bill$4,778.00 (2025)

Property Details

APN / Parcel Number

Primary APN181210 CC 03307
Alternative APNs
  • R1001181210CC03307
  • 206831

Interior

Bedrooms5 Beds
Full Baths2 Baths
Building Area2,896 sqft Living Area
1st Floor1,169 sqft 1st Floor
2nd Floor995 sqft 2nd Floor
Stories2 Stories

Exterior

Year BuiltBuilt 2017
Lot Area8,712 sqft (0.2 acres)
Garage TypeMixed Garage
Garage Area440 sqft Garage
Deck AreaDeck Area

Location & Zoning

Account Number206831
Old Parcel NumberR1001181210CC03307
Street Address61239 RIDGEWATER LOOP
CityBEND
StateOR
Zip97702-2280
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT:10 SUBD:RIDGEWATER PHASES 1 AND 2 PUD SEC/TWN/RNG/MER:SEC 10 TWN 18 RNG 12 MAP REF:181210-CC
Legal Range12E
Legal Township18S
Legal Section10
Legal QuarterSW
Legal Quarter QuarterSW
Legal SubdivisionRIDGEWATER PHASES 1 AND 2 PUD
Legal Lot Number10
JurisdictionDESCHUTES OR
Minor Civil DivisionBEND
Census Blockgroup3
Census Block3022
Census Tract1904

Owner

Source: Deschutes County records · APN 181210 CC 03307

Assessment roll updated September 30, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address61239 RIDGEWATER LOOP, BEND, OR 97702-2280
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 02, 2023Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Nov 27, 2017Deed of Trust, Mortgage · Conventional Mortgage
M & T BANK
Jul 19, 2021Deed of Trust, Mortgage · Line of Credit
US BANK NA
Mar 31, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF NAT'L TR & SVGS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 19, 2016 · Amount on Record
Deed SaleDec 19, 2016 · Amount on Record
Prior SaleJan 04, 2007
Deed Doc Number2016-52493
Record RefreshedJun 08, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address61239 RIDGEWATER LOOP, BEND, OR 97702-2280
Transaction TypeMortgage
Record UpdatedMar 10, 2023
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address61239 RIDGEWATER LOOP, BEND, OR 97702-2280

Mortgage

Document Number0000004694
DateMar 02, 2023
Instrument2023-04694
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueFeb 23, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address61239 RIDGEWATER LOOP, BEND, OR 97702-2280
Transaction TypeMortgage
Record UpdatedAug 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000047262
DateNov 27, 2017
Instrument2017-47262
Lender
NameM & T BANK
TypeBank
AddressLAKE OSWEGO, OR 97035
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2047

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address61239 RIDGEWATER LOOP, BEND, OR 97702-2280
Transaction TypeMortgage
Record UpdatedAug 29, 2022
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address61239 RIDGEWATER LOOP, BEND, OR 97702-2280

Mortgage

Document Number0000042628
DateJul 19, 2021
Instrument2021-42628
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJun 28, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address61239 RIDGEWATER LOOP, BEND, OR 97702-2280
Document Number0000014301
Instrument DateMar 31, 2018
Transaction TypeMortgage
Record UpdatedApr 17, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address61239 RIDGEWATER LOOP BEND OR 97702, BEND, OR 97702

Mortgage

Document Number0000014301
DateApr 10, 2018
Instrument14301
Lender
NameBANK OF NAT'L TR & SVGS
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 09, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,778.00 (+3.94%)$282,840 (+3%)$757,110 (-) Land $267,160 Building $489,950
2024$4,597.00 (+7.86%)$274,610 (+3%)$757,110 (+7%) Land $267,160 Building $489,950
2023$4,262.00$266,620$707,580 Land $217,630 Building $489,950

Flood & Wildfire

61239 Ridgewater Loop is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Deschutes County (41017C), updated December 11, 2025

FEMA Flood ZoneZone X
minimal flood hazard (unshaded X)
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.

Nearby Properties on Ridgewater Loop

Nearby Streets

Search Property Records by Address or Parcel Number