Deschutes County property record for 61221 Ridgewater Loop, Bend, OR 97702 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2004 |
| Square Footage | 2,032 sqft Living Area |
| Lot Size | 9,583 sqft (0.22 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $827,500 (2024) |
| Tax Bill | $5,062.00 (2025) |
| Primary APN | 181210-CC-03309 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,032 sqft Living Area |
| Gross Area | 2,472 sqft Gross Area |
| 1st Floor | 1,407 sqft 1st Floor |
| Stories | 2 Stories |
| Utility Room | Utility Room |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Bi-Level Style |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Area | 440 sqft Garage |
| Deck Area | 576 sqft Deck |
| Account Number | 206833 |
|---|---|
| Street Address | 61221 RIDGEWATER LOOP |
| City | BEND |
| State | OR |
| Zip | 97702-2280 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RIDGEWATER PHASES 1 AND 2 PUD LOT 12 |
| Legal Range | 12 |
| Legal Township | 18 |
| Legal Section | 10 |
| Legal Subdivision | RIDGEWATER PHASES 1 AND 2 PUD |
| Legal Lot Number | 12 |
| Jurisdiction | DESCHUTES OR |
| Minor Civil Division | BEND |
| Census Blockgroup | 3 |
| Census Block | 3022 |
| Census Tract | 1904 |
Source: Deschutes County records · APN 181210-CC-03309
Assessment roll updated November 5, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 61221 RIDGEWATER LOOP, BEND, OR 97702-2280 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 10, 2024 | Warranty Deed, Transfer · Conventional Mortgage ONPOINT COMMUNITY CU |
| May 27, 2021 | Deed of Trust, Mortgage · Line of Credit ALASKA USA FCU |
| May 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 10, 2024 · Amount on Record |
| Deed Sale | Apr 10, 2024 · Amount on Record |
| Prior Sale | May 27, 2021 · Amount on Record |
| Deed Doc Number | 20248662 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Apr 10, 2024 |
| Property Address | 61221 RIDGEWATER LOOP, BEND, OR 97702-2280 |
| Document Number | 0000008662 |
| Map Reference | CAB F PG 174 |
| Instrument Date | Apr 08, 2024 |
| Instrument | 2024-08662 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2024 |
| Title Company | AMERITITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 6122 RIDGEWATER, BEND, OR 97702 |
| Document Number | 0000008663 |
|---|---|
| Date | Apr 10, 2024 |
| Instrument | 2024-08663 |
| Name | ONPOINT COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 61221 RIDGEWATER LOOP, BEND, OR 97702-2280 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | ACCOMMODATION |
| Name | Verified Name |
|---|
| Document Number | 0000032596 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 2021-32596 |
| Name | ALASKA USA FCU |
|---|---|
| Type | Credit Union |
| Address | SAN ANTONIO, TX 78269 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | May 27, 2021 |
| Property Address | 61221 RIDGEWATER LOOP, BEND, OR 97702-2280 |
| Document Number | 0000032594 |
| Instrument Date | May 21, 2021 |
| Instrument | 2021-32594 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 61221 RIDGEWATER LOOP, BEND, OR 97702-2280 |
| Document Number | 0000032595 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 2021-32595 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
Source: Deschutes County records · Assessment roll updated November 5, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,062.00 (+3.92%) | $299,640 (+3%) | $730,210 (-) Land $267,160 Building $463,050 |
| 2024 | $4,871.00 (+7.88%) | $290,920 (+3%) | $730,210 (+7.28%) Land $267,160 Building $463,050 |
| 2023 | $4,515.00 | $282,450 | $680,680 Land $217,630 Building $463,050 |
61221 Ridgewater Loop is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Deschutes County (41017C), updated December 11, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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