6121 Red Bird Ln, Waterloo, IL 62298 Property Records

Monroe County property record for 6121 Red Bird Ln, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 2,836 sqft · built 2017
Lot Size	2.97 acres (129,373 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,765 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Feb 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-10-382-025-000`

Property Details

APN / Parcel Number

Primary APN	`11-10-382-025-000`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Stories	1 Story
Building Area	2,836 sqft Living Area
1st Floor Area	2,836 sqft
Basement Area	2,836 sqft
Unfinished Basement	2,836 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick/Stone
Lot Area	129,373 sqft (2.97 acres)
Garage Area	1,045 sqft
Porch	Porch
Porch Area	759 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	6121 RED BIRD LN
City	WATERLOO
State	IL
Zip	62298-3545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA2
Legal Description	LOT 25 DELMER MEADOWS 1ST ADDN
Legal Range	09W
Legal Township	03S
Legal Section	10
Legal Subdivision	DELMER MEADOWS
Legal Lot Number	25
Jurisdiction	MONROE IL
Township / Civil Division	8
Census Block Group	2
Census Block	2039
Census Tract	600501

Owner

6121 Red Bird Ln is owned and occupied by two individuals.

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6121 RED BIRD LN, WATERLOO, IL 62298-3545
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO
Feb 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO
May 23, 2020	Deed of Trust, Mortgage FIRST NAT'L BK/WATERLOO
Jun 12, 2017	Trustee's Deed, Construction Loan · Construction Mortgage FIRST NAT'L BK/WATERLOO

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6121 RED BIRD LN, WATERLOO, IL 62298-3545
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000394353
Date	Feb 15, 2018
Instrument	394353

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Fixed Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6121 RED BIRD LN, WATERLOO, IL 62298-3545
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000394355
Date	Feb 15, 2018
Instrument	394355

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	6121 RED BIRD LN, WATERLOO, IL 62298-3545
Document Number	0000408394
Instrument Date	May 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6121 RED BIRD LN WATERLOO IL 622983545, WATERLOO, IL 62298-3545

Mortgage

Document Number	0000408394
Date	Jun 3, 2020
Instrument	408394

Lender

Name	FIRST NAT'L BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 2, 2050

Interest

Rate	2.87%

June 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MONROE IL
Recording Date	Jun 12, 2017
Property Address	6121 RED BIRD LN, WATERLOO, IL 62298-3545
Instrument Date	Jun 1, 2017
Instrument	390323
Transaction Type	Construction Loan
Record Updated	Jun 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6121 RED BIRD LN WATERLOO IL 62298, WATERLOO, IL 62298

Mortgage

Document Number	0000390323
Date	Jun 12, 2017
Instrument	390323

Lender

Name	FIRST NAT'L BK/WATERLOO
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 6121 Red Bird Ln was $11,765, up 5.2% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,765.00 (+5.16%) Homeowner's exemption	$205,440 Land $14,230 Building $191,210	$616,320 Land $42,690 Building $573,630
2024	$11,188.00
2022	Additional exemption filed	$161,410 Land $14,230 Building $147,180	$484,230 Land $42,690 Building $441,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6121 Red Bird Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6121 Red Bird Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Harrisonville Telephone Company DSL	100 / 20

May also be available: AT&T, Verizon.

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