6115 Red Bird Ln, Waterloo, IL 62298 Property Records

Monroe County property record for 6115 Red Bird Ln, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,417 sqft · built 2001
Lot Size	3.22 acres (140,263 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,170 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Dec 2016 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`11-10-382-026-000`

Property Details

APN / Parcel Number

Primary APN	`11-10-382-026-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,417 sqft Building Perimeter
1st Floor Area	1,209 sqft
Basement Area	1,417 sqft
Unfinished Basement	1,417 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	140,263 sqft (3.22 acres)
Garage Type	Mixed
Garage Area	840 sqft
Driveway	Asphalt Driveway
Driveway Area	6,213 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	318 sqft
Patio Area	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6115 RED BIRD LN
City	WATERLOO
State	IL
Zip	62298-3545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA2
Legal Description	LOT 26 DELMER MEADOWS 1ST ADDN
Legal Range	09W
Legal Township	03S
Legal Section	10
Legal Subdivision	DELMER MEADOWS
Legal Lot Number	26
Jurisdiction	MONROE IL
Township / Civil Division	8
Census Block Group	2
Census Block	2039
Census Tract	600501

Owner

6115 Red Bird Ln is owned and occupied by two individuals who acquired it in August 2020.

Source: Monroe County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6115 RED BIRD LN, WATERLOO, IL 62298-3545
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage STATE BANK
Dec 2, 2016	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 5, 2020
Transfer Doc	0000410203
Record Updated	Oct 29, 2026

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Aug 14, 2020
Property Address	6115 RED BIRD LN, WATERLOO, IL 62298-3545
Document Number	0000410203
Instrument Date	Aug 5, 2020
Instrument	410203
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	ACCENT TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6115 RED BIRD LN, WATERLOO, IL 62298-3545

Mortgage

Document Number	0000410204
Date	Aug 14, 2020
Instrument	410204

Lender

Name	STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	2.63%

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE IL
Property Address	6115 RED BIRD LN, WATERLOO, IL 62298-3545
Document Number	0000387819
Instrument Date	Dec 2, 2016
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6115 RED BIRD LN WATERLOO IL 622983545, WATERLOO, IL 62298-3545

Mortgage

Document Number	0000387819
Date	Jan 17, 2017
Instrument	387819

Lender

Name	WELLS FARGO BK
Type	Bank
Address	WATERLOO, IL 62298

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	468 Months
Due	Jan 16, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.12%

Tax Assessment & Valuation

The 2025 property tax bill for 6115 Red Bird Ln was $7,170, down 3.5% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,170.00 (-3.5%) Homeowner's exemption	$127,450 Land $15,430 Building $112,020	$382,350 Land $46,290 Building $336,060
2024	$7,430.00
2022	Disabled Person's exemption Veteran's exemption Additional exemption filed	$104,160 Land $15,430 Building $88,730	$312,480 Land $46,290 Building $266,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6115 Red Bird Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6115 Red Bird Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Harrisonville Telephone Company DSL	100 / 20

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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