612 Vine St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 612 Vine St, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,284 sqft · built 1858
Lot Size	0.179 acres (7,797 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Jul 2022)
Tax Bill	$2,544 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jul 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`74-07-695-0040-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-695-0040-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,284 sqft Living Area
1st Floor Area	1,284 sqft
Basement Area	1,080 sqft

Exterior

Year Built	Built 1858
Effective Year Built	Effective 1858
Lot Area	7,797 sqft (0.179 acres)
Lot Dimensions	142 ft deep x 55 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	612 VINE ST
City	SAINT CLAIR
State	MI
Zip	48079-5449
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A MED D
Legal Description	E50.4' OF LOT 38 & W 5' OF LOT 39 & 1/2 VAC ALLEY ADJ LUDYAH ROBINSONS PLAT OF PART OF THE VILLAGE OF ST CLAIR
Legal Subdivision	LUDYAH ROBINSONS
Legal Lot Number	1,38-39
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	4
Census Block	4011
Census Tract	642000

Owner

Source: St. Clair County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	612 VINE ST, SAINT CLAIR, MI 48079-5449
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Deed of Trust, Mortgage · VA Mortgage UNIVERSITY LENDING GROUP LLC
Jul 20, 2022	Warranty Deed, Transfer JBN TITLE, JB TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2022 · Amount on Record
Deed Sale	Jul 20, 2022 · Amount on Record
Deed Document Number	202217350
Deed Book / Page	5544 / 253
Prior Transfer Date	Aug 28, 2012
Prior Transfer Doc	004292/192
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	612 VINE ST, SAINT CLAIR, MI 48079-5449
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	ATA NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5120 TORPEDO PL NW, ALBUQUERQUE, NM 87120-2093

Mortgage

Document Number	0005532870
Date	Jun 16, 2022
Book Page	5532/870
Instrument	2022014694

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 20, 2022
Property Address	612 VINE ST, SAINT CLAIR, MI 48079-5449
Document Number	0005544253
Book / Page	5544 / 253
Instrument Date	Jun 10, 2022
Instrument	2022017350
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	JBN TITLE, JB TITLE

Transaction

Amount	Amount Recorded
Tax	$1,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3598 CHARLES ST, 3598, LAKEPORT, MI 48059-2203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 TORPEDO NW, ALBUQUERQUE, NM 87120

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,600 (-0.67%)	$177,200 (-0.67%)
2025	$2,544.00 (+2.83%) Homeowner's exemption	$89,200 (+49.41%)
2024	$2,474.00 (+103.62%)		$178,400 (+49.41%)
2023		$59,700
2022	$1,215.00		$119,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Duke Broadband.

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