520 Vine St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 520 Vine St, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,106 sqft · built 1940
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$185,050 (Oct 2023)
Tax Bill	$3,006 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-07-170-0011-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-170-0011-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,106 sqft Living Area
1st Floor Area	1,106 sqft
Basement Area	836 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	87 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	520 VINE ST
City	SAINT CLAIR
State	MI
Zip	48079-5485
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A MED D
Legal Description	LOTS 6 & 7 EXC N 70' THEREOF & EXC E 60' OF REMAINDER CHAMBERLAIN'S PLAT OF FIVE ACRE LOT 42
Legal Subdivision	CHAMBERLAINS OF FIVE
Legal Lot Number	6-7,42
Legal Unit	6,42
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	4
Census Block	4008
Census Tract	642000

Owner

Source: St. Clair County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	520 VINE ST, SAINT CLAIR, MI 48079-5485
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2023 · Amount on Record
Deed Sale	Oct 25, 2023 · Amount on Record
Deed Document Number	202319066
Prior Transfer Date	Mar 16, 2016
Prior Transfer Doc	004694/691
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 25, 2023
Property Address	520 VINE ST, SAINT CLAIR, MI 48079-5485
Document Number	0000566671
Book / Page	5666 / 71
Instrument Date	Sep 25, 2023
Instrument	2023019066
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	JBN TITLE, JB TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,391.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	520 VINE ST, SAINT CLAIR, MI 48079-5485

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 VINE ST, SAINT CLAIR, MI 48079-5485

Mortgage

Document Number	2023019067
Date	Oct 25, 2023
Instrument	2023019067

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2038

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,006.00 (-7.48%) Homeowner's exemption	$89,200 (+12.91%)
2024	$3,249.00 (+66.27%)		$178,400 (+12.91%)
2023		$79,000
2022	$1,954.00		$158,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Duke Broadband.

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