611 Union St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 611 Union St, Schenectady, NY 12305

Property Summary

Property Type	Restaurant
Details	4,715 sqft · built 2004
Lot Size	0.191 acres (8,316 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Jan 2024)
Tax Bill	$15,143 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 39.65-2-26`

Property Details

APN / Parcel Number

Primary APN	`421500 39.65-2-26`
Alternative APN	`150003906500020260000000`

Interior

Stories	3 Stories
Building Area	4,715 sqft Gross Area
Basement Area	1,121 sqft
Unfinished Basement	1,121 sqft
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	8,316 sqft (0.191 acres)
Lot Dimensions	264 ft deep x 31.8 ft wide
Garage Type	Attached
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	45 sqft
Patio Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	611 UNION ST
City	SCHENECTADY
State	NY
Zip	12305-1534
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	05 - COMME
Legal Description	PT OF 2X BRICK
Legal Block	2
Legal Lot Number	26.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2004
Census Tract	20300

Owner

611 Union St, a commercial property, is owned by an individual who bought it in January 2024.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1071 VALERIE DR, SCHENECTADY, NY 12309-1638
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · SBA Mortgage TD BANK NA
Aug 31, 2017	Deed of Trust, Mortgage BANK OF GREENE CNTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2024 · Amount on File
Deed Sale	Jan 5, 2024 · Amount on File
Prior Sale	Dec 13, 2016 · Amount on File
Deed Document Number	20241136
Deed Book / Page	2122 / 548
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	611 UNION ST, SCHENECTADY, NY 12305-1534
Transaction Type	Mortgage
Record Updated	May 30, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 UNION ST, SCHENECTADY, NY 12305-1129

Mortgage

Document Number	0000028550
Date	Jun 17, 2021
Book Page	5111/332
Instrument	202128550

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	SBA Mortgage
Amount	Amount on Record

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	611 UNION ST, SCHENECTADY, NY 12305-1534
Document Number	0000045823
Book / Page	004792 / 000674
Instrument Date	Aug 31, 2017
Transaction Type	Mortgage
Record Updated	Oct 13, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	414 UNION ST SCHENECTADY NY 123051107, SCHENECTADY, NY 12305-1107

Mortgage

Document Number	0000045823
Date	Oct 10, 2017
Book Page	004792/000674
Instrument	45823

Lender

Name	BANK OF GREENE CNTY
Type	Bank
Address	CATSKILL, NY 12414

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 611 Union St was $15,143, down 3.5% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,143.00 (-3.52%)
2025	$15,695.00	$358,000 Land $26,300 Building $331,700	$592,813 Land $43,550 Building $549,263
2023		$358,000 (-) Land $26,300 Building $331,700	$453,165 (+3.8%) Land $33,291 Building $419,874
2022		$358,000 Land $26,300 Building $331,700	$436,585 Land $32,073 Building $404,512
2021	$14,817.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 611 Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 611 Union St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Massivemesh Networks.

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