Saginaw County property record for 612 Schust Rd, Saginaw, MI 48604
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,160 sqft · built 1961 |
| Lot Size | 2.95 acres (128,502 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $85,000 (Sep 2006) |
| Tax Bill | $2,412 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 02-12-5-06-1037-000 |
| Primary APN | 02-12-5-06-1037-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,160 sqft Living Area |
| 1st Floor Area | 1,160 sqft |
| Basement Area | 872 sqft |
| Unfinished Basement | 872 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 128,502 sqft (2.95 acres) |
| Lot Width | 160 ft Width |
| Garage Area | 1,376 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Porch |
| Porch Area | 98 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 612 SCHUST RD |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48604-1514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B/URB |
| Legal Description | S 643.5 FT OF E 220 FT OF W 550 FT OF NE 1/4 EXC E 60 FT OF S 203 FT 2.95 ACRES CITY OF ZILWAUKEE SEC 6 T12N R5E |
| Legal Range | 05E |
| Legal Township | 12N |
| Legal Section | 06 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | ZILWAUKEE |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 10800 |
612 Schust Rd is owned and occupied by two individuals who bought it in September 2006.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 612 SCHUST RD, SAGINAW, MI 48604-1514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2006 · Amount on File |
| Deed Sale | Sep 22, 2006 · Amount on File |
| Deed Book / Page | 2406 / 1313 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 612 SCHUST RD, SAGINAW, MI 48604-1514 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MID STATE TITLE SERVICES INC |
| Name | Verified Name |
|---|
| Document Number | 0000000475 |
|---|---|
| Date | Jan 6, 2017 |
| Book Page | 2885/1140 |
| Instrument | 2017000475 |
| Name | WANIGAS CU |
|---|---|
| Type | Credit Union |
| Address | SAGINAW, MI 48603 |
| Amount | Amount on Record |
|---|---|
| Term | 241 Months |
| Due | Feb 1, 2037 |
The 2025 property tax bill for 612 Schust Rd was $2,412 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| Municipality | Zilwaukee City |
| Unified School District | Saginaw City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $61,000 | $122,000 | |
| 2025 | $2,412.00 Homeowner's exemption | ||
| 2023 | $45,100 | $90,200 | |
| 2022 | $1,828.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 612 Schust Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 66 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 14 (1986–2022) |
| Claims Outside the SFHA | 4 of 14 |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 612 Schust Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ZILWAUKEE serves 1,534 people · EPA ID MI0007280 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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