Saginaw County property record for 604 Schust Rd, Saginaw, MI 48604
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,216 sqft · built 1974 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $85,500 (May 2002) |
| Tax Bill | $2,516 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 02-12-5-06-1063-000 |
| Primary APN | 02-12-5-06-1063-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,216 sqft Living Area |
| 1st Floor Area | 1,216 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 203 ft deep x 60 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 96 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 604 SCHUST RD |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48604-1514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B/URB |
| Legal Description | E 60 FT OF W 550 FT OF S 203 FT OF SW 1/4 OF SW 1/4 OF NE 1/4 0.3 ACRE CITY OF ZILWAUKEE SEC 06 T12N R5E *ACT 135 ENERGY |
| Legal Range | 05E |
| Legal Township | 12N |
| Legal Section | 06 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | ZILWAUKEE |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 10800 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 604 SCHUST RD, SAGINAW, MI 48604-1514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2002 · Amount on Record |
| Deed Sale | May 8, 2002 · Amount on Record |
| Prior Sale | Apr 1, 2002 · Amount on Record |
| Deed Document Number | 20027079907 |
| Deed Book / Page | 2221 / 2007 |
| Last Transfer Date | Jun 11, 2004 |
| Transfer Doc | 0007217917 |
| Record Updated | Oct 29, 2026 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| Municipality | Zilwaukee City |
| Unified School District | Saginaw City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $59,600 (+25.47%) | $119,200 (+25.47%) | |
| 2025 | $2,516.00 (+14.26%) Homeowner's exemption | ||
| 2023 | $47,500 | $95,000 | |
| 2022 | $2,202.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 66 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 14 (1986–2022) |
| Claims Outside the SFHA | 4 of 14 |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ZILWAUKEE serves 1,534 people · EPA ID MI0007280 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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