612 Payne St, Norco, LA 70079 Property Records

St. Charles Parish property record for 612 Payne St, Norco, LA 70079

Property Summary

Property Type	Single Family Home
Details	2,766 sqft · built 1979
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$349,900 (Mar 2024)
Tax Bill	$1,871 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage
APN	`6-031 014 00705`

Property Details

APN / Parcel Number

Primary APN	`6-031 014 00705`

Interior

Building Area	2,766 sqft Living Area

Exterior

Year Built	Built 1979
Lot Area	10,454 sqft (0.239 acres)

Location & Zoning

Street Address	612 PAYNE ST
City	NORCO
State	LA
Zip	70079-2128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOT 705 AND 1/2 LOT 703, SEC. 14, HILAND PARK SUBD. 3
Legal Subdivision	HILAND PARK SUBD #3
Legal Block	14
Legal Lot Number	705
Jurisdiction	ST CHARLES LA
Township / Civil Division	6
Census Block Group	1
Census Block	1012
Census Tract	62500

Owner

612 Payne St is owned and occupied by an individual who bought it in March 2024.

Source: St. Charles Parish records, as of February 6, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	612 PAYNE ST, NORCO, LA 70079-2128
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2024 · Amount on File
Deed Sale	Mar 27, 2024 · Amount on File
Deed Document Number	480659
Record Updated	Jun 8, 2026

March 2024: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	ST CHARLES LA
Recording Date	Mar 27, 2024
Property Address	612 PAYNE ST, NORCO, LA 70079-2128
Document Number	0000480659
Map Reference	IN 308335
Instrument Date	Mar 27, 2024
Instrument	480659
Transaction Type	Transfer
Record Updated	Apr 17, 2024
Title Company	NOT AVAILABLE, ATM

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 OSBORNE LN, BELLA VISTA, AR 72715-5597

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 PAYNE ST, NORCO, LA 70079-2128

Mortgage

Document Number	0000480660
Date	Mar 27, 2024
Instrument	480660

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 612 Payne St was $1,871 with a homeowner's exemption, down 29.9% from the year before.

Source: St. Charles Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Charles Parish
Unified School District	St. Charles Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,871.00 (-29.9%) Homeowner's exemption	$26,060 (-) Land $4,440 Building $21,620	$260,600 (-) Land $44,400 Building $216,200
2024	$2,669.00 (+95.82%)	$26,060 (+31.91%) Land $4,440 Building $21,620	$260,600 (+31.91%) Land $44,400 Building $216,200
2023	$1,363.00 (-4.55%) Homeowner's exemption	$19,756 (-) Land $4,820 Building $14,936	$197,560 (-) Land $48,200 Building $149,360
2022	$1,428.00 Homeowner's exemption	$19,756 Land $4,820 Building $14,936	$197,560 Land $48,200 Building $149,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 612 Payne St; there have been 288 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 458 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	458 in force
Nearby Flood Claims	288 (1978–2026)
Claims Outside the SFHA	2 of 288
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Hurricane Francine, Sep 2024 · 53 claims Hurricane Ida, Sep 2021 · 86 claims Hurricane Katrina, Aug 2005 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 612 Payne St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PARISH DEPT OF WATERWORKS serves 52,879 people · EPA ID LA1089001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20