St. Charles Parish property record for 550 Payne St, Norco, LA 70079
| Property Type | Single Family Home |
|---|---|
| Details | 2,131 sqft · built 2019 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $52,000 (Apr 2017) |
| Tax Bill | $2,544 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage Sep 2020 Mortgage |
| APN | 6-031 013 00619 |
| Primary APN | 6-031 013 00619 |
|---|
| Building Area | 2,131 sqft Living Area |
|---|
| Year Built | Built 2019 |
|---|---|
| Lot Area | 7,841 sqft (0.18 acres) |
| Street Address | 550 PAYNE ST |
|---|---|
| City | NORCO |
| State | LA |
| Zip | 70079-2126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 619, BLK. 13, UNIT 3, HILAND PARK SUBD. |
| Legal Subdivision | HILAND PARK SUBD #3 |
| Legal Block | 13 |
| Legal Lot Number | 619 |
| Legal Unit | 3 |
| Jurisdiction | ST CHARLES LA |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 62500 |
550 Payne St is owned and occupied by two individuals who bought it in April 2017.
Source: St. Charles Parish records, as of February 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 550 PAYNE ST, NORCO, LA 70079-2126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK |
| Sep 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2017 · Amount on File |
| Deed Sale | Apr 4, 2017 · Amount on File |
| Deed Document Number | 422853 |
| Deed Book / Page | 0845 / 294 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES LA |
| Property Address | 550 PAYNE ST, NORCO, LA 70079-2126 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0018180739 |
|---|---|
| Date | Jul 30, 2019 |
| Book Page | 1818/739 |
| Instrument | 442476 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES LA |
| Property Address | 550 PAYNE ST, NORCO, LA 70079-2126 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0018820191 |
|---|---|
| Date | Sep 1, 2020 |
| Book Page | 1882/191 |
| Instrument | 451692 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 550 Payne St was $2,544 with a homeowner's exemption, down 1.5% from the year before.
Source: St. Charles Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Charles Parish |
| Unified School District | St. Charles Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,544.00 (-1.55%) Homeowner's exemption | $32,730 (-) Land $4,070 Building $28,660 | $327,300 (-) Land $40,700 Building $286,600 |
| 2024 | $2,584.00 (-2.08%) Homeowner's exemption | $32,730 (+4.86%) Land $4,070 Building $28,660 | $327,300 (+4.86%) Land $40,700 Building $286,600 |
| 2023 | $2,639.00 (-4.52%) Homeowner's exemption | $31,213 (-) Land $4,490 Building $26,723 | $312,130 (-) Land $44,900 Building $267,230 |
| 2022 | $2,764.00 Homeowner's exemption | $31,213 Land $4,490 Building $26,723 | $312,130 Land $44,900 Building $267,230 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 550 Payne St; there have been 288 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 458 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 458 in force |
| Nearby Flood Claims | 288 (1978–2026) |
| Claims Outside the SFHA | 2 of 288 |
| Most Recent Claim | Jun 2026 · Tropical Storm Arthur |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 550 Payne St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PARISH DEPT OF WATERWORKS serves 52,879 people · EPA ID LA1089001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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