612 N Pierce St, El Cajon, CA 92020 Property Records

San Diego County property record for 612 N Pierce St, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,160 sqft · built 1952
Lot Size	0.158 acres (6,900 sqft)
Owner	2 Individual Names on File
Last Sale	$765,000 (Mar 2026)
Tax Bill	$6,668 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jul 2021 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`482-232-14-00`

Property Details

APN / Parcel Number

Primary APN	`482-232-14-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,160 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Conventional
Lot Area	6,900 sqft (0.158 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	612 N PIERCE ST
City	EL CAJON
State	CA
Zip	92020-3046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 211 TR 002843
Legal Subdivision	SUNNYSLOPE HEIGHTS
Legal Tract	002843
Legal Block	1
Legal Lot Number	211
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1015
Census Tract	16100

Owner

612 N Pierce St is owned and occupied by two individuals who bought it in March 2026.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	612 N PIERCE ST, EL CAJON, CA 92020-3046
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Grant Deed, Transfer · FHA Mortgage NATIONS DIRECT MORTGAGE LLC
Jul 6, 2021	Deed of Trust, Mortgage · Construction Mortgage DISCOVER BANK
Dec 4, 2020	Deed of Trust, Mortgage · Conventional with PMI BETTER MTG CORP ISAOA
Apr 22, 2019	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Sep 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2026 · Amount on File
Deed Sale	Mar 10, 2026 · Amount on File
Prior Sale	Apr 22, 2019 · Amount on File
Deed Document Number	202665944
Prior Transfer Date	Aug 2, 2016
Prior Transfer Doc	0000500466
Record Updated	Oct 29, 2026

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 10, 2026
Property Address	612 N PIERCE ST, EL CAJON, CA 92020-3046
Document Number	0000065944
Map Reference	MAP 2843
Instrument Date	Feb 27, 2026
Instrument	2026-0065944
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	LAWYER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	612 N PIERCE ST, EL CAJON, CA 92020-3046

Mortgage

Document Number	0000065945
Date	Mar 10, 2026
Instrument	2026-0065945

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	612 N PIERCE ST, EL CAJON, CA 92020-3046
Transaction Type	Mortgage
Record Updated	Jul 14, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 N PIERCE ST, EL CAJON, CA 92020-3046

Mortgage

Document Number	0000482771
Date	Jul 6, 2021
Instrument	2021-0482771

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	612 N PIERCE ST, EL CAJON, CA 92020-3046
Document Number	0000795934
Instrument Date	Dec 4, 2020
Transaction Type	Mortgage
Record Updated	Dec 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 N PIERCE ST EL CAJON CA 920203046, EL CAJON, CA 92020-3046

Mortgage

Document Number	0000795934
Date	Dec 11, 2020
Instrument	795934

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 22, 2019
Property Address	612 N PIERCE ST, EL CAJON, CA 92020-3046
Document Number	0000145387
Instrument Date	Mar 26, 2019
Instrument	145387
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$486.20
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 N PIERCE ST EL CAJON CA 920203046, EL CAJON, CA 92020-3046

Mortgage

Document Number	145388
Date	Apr 22, 2019
Instrument	145388

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 21, 2049

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	612 N PIERCE ST, EL CAJON, CA 92020-3046
Document Number	0000435227
Instrument Date	Sep 13, 2017
Transaction Type	Mortgage
Record Updated	Sep 29, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 N PIERCE ST EL CAJON CA 920203046, EL CAJON, CA 92020-3046

Mortgage

Document Number	0000435227
Date	Sep 22, 2017
Instrument	435227

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 21, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 612 N Pierce St was $6,668, up 1.2% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$502,911 (+2%) Land $242,561 Building $260,350
2025	$6,668.00 (+1.23%)	$493,051 Land $237,805 Building $255,246
2024	$6,587.00 (+0.83%)
2023	$6,533.00 (+5.76%)	$473,908 Land $228,572 Building $245,336
2022	$6,177.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 612 N Pierce St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 612 N Pierce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile.

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