548 N Pierce St, El Cajon, CA 92020 Property Records

San Diego County property record for 548 N Pierce St, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,105 sqft · built 2000
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Company Names on File
Last Sale	$445,000 (Jul 2017)
Tax Bill	$11,624 (2025)
Deeds & Mortgages	Jul 2023 Transfer Apr 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`487-031-12-00`

Property Details

APN / Parcel Number

Primary APN	`487-031-12-00`
Alternative APN	`4870410100`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,105 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	7,500 sqft (0.172 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	4870410100
Street Address	548 N PIERCE ST
City	EL CAJON
State	CA
Zip	92020-3044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 134 TR 002801
Legal Subdivision	SUNNYSLOPE HEIGHTS
Legal Tract	002801
Legal Block	1
Legal Lot Number	134
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1016
Census Tract	16100

Owner

548 N Pierce St is owned by a company that acquired it in July 2023 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Company Names on File
Mailing Address	548 N PIERCE ST, EL CAJON, CA 92020-3044
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2023	Intrafamily Transfer, Transfer
Apr 25, 2023	Intrafamily Transfer, Transfer
Dec 8, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 25, 2017	Quit Claim Deed, Transfer GREENHEDGE ESCROW
Jul 25, 2017	Grant Deed, Transfer · FHA Mortgage POINT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2017 · Amount on File
Deed Sale	Jul 25, 2017 · Amount on File
Prior Sale	Jun 30, 2016 · Amount on File
Deed Document Number	2017335277
Last Transfer Date	Jul 7, 2023
Transfer Doc	0000192314
Record Updated	Sep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 20, 2023
Property Address	548 N PIERCE ST, EL CAJON, CA 92020-3044
Document Number	0000192314
Map Reference	MAP 2801
Instrument Date	Jul 7, 2023
Instrument	2023-0192314
Transaction Type	Transfer
Record Updated	Jul 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	548 N PIERCE ST, EL CAJON, CA 92020-3044

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 25, 2023
Property Address	548 N PIERCE ST, EL CAJON, CA 92020-3044
Document Number	0000107896
Map Reference	MAP 2801
Instrument Date	Apr 23, 2023
Instrument	2023-0107896
Transaction Type	Transfer
Record Updated	May 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 N PIERCE ST, EL CAJON, CA 92020-3044

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	548 N PIERCE ST, EL CAJON, CA 92020-3044
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 N PIERCE ST, EL CAJON, CA 92020-3044

Mortgage

Document Number	0000784356
Date	Dec 8, 2020
Instrument	2020-0784356

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	320 Months
Due	Aug 1, 2047

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 25, 2017
Property Address	548 N PIERCE ST, EL CAJON, CA 92020-3044
Document Number	0000335278
Instrument Date	Jul 5, 2017
Instrument	335278
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	GREENHEDGE ESCROW

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	548 N PIERCE ST EL CAJON CA 920203044, EL CAJON, CA 92020-3044

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 25, 2017
Property Address	548 N PIERCE ST, EL CAJON, CA 92020-3044
Document Number	0000335277
Map Reference	MAP2801
Instrument Date	Jul 5, 2017
Instrument	2017-0335277
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TITLE 365

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	548 N PIERCE ST, EL CAJON, CA 92020-3044

Mortgage

Document Number	0000335279
Date	Jul 25, 2017
Instrument	2017-0335279

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 548 N Pierce St was $11,624 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$711,043 (+2%) Land $332,384 Building $378,659
2025	$11,624.00 Homeowner's exemption	$697,102 Land $325,867 Building $371,235
2023	$9,447.00 (+2.87%)	$486,671 Land $300,752 Building $185,919
2022	$9,183.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 548 N Pierce St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 548 N Pierce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: GeoLinks, T-Mobile.

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