Harnett County property record for 612 McKay St, Erwin, NC 28339
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,160 sqft · built 1993 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $230,000 (Dec 2025) |
| Tax Bill | $2,676 (2026) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage May 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1500076620 |
| Primary APN | 1500076620 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,160 sqft Heated Area |
| 1st Floor Area | 1,147 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 144 ft deep x 100 ft wide |
| Porch | Porch |
| Porch Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1500076620 |
|---|---|
| Street Address | 612 MCKAY ST |
| City | ERWIN |
| State | NC |
| Zip | 28339-2324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | PT LOTS#53-54 ERWIN MILLS 100X144 AVG |
| Legal Subdivision | ERWIN MILLS |
| Legal Lot Number | 53-54 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | DUKE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 70500 |
Source: Harnett County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 612 MCKAY ST, ERWIN, NC 28339-2324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 2, 2025 | Warranty Deed, Transfer · VA Mortgage SUN WEST MORTGAGE COMPANY INC |
| May 18, 2022 | Intrafamily Transfer, Transfer |
| Dec 21, 2017 | Loan Modification, Mortgage · Line of Credit SUNTRUST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2025 · Amount on Record |
| Deed Sale | Dec 2, 2025 · Amount on Record |
| Prior Sale | Sep 25, 2007 · Amount on Record |
| Deed Document Number | 202522920 |
| Deed Book / Page | 4316 / 441 |
| Prior Transfer Date | May 18, 2022 |
| Prior Transfer Doc | 0000100853 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Dec 2, 2025 |
| Property Address | 612 MCKAY ST, ERWIN, NC 28339-2324 |
| Document Number | 0000022920 |
| Book / Page | 4316 / 441 |
| Map Reference | MB 951 PG 617 |
| Instrument Date | Nov 26, 2025 |
| Instrument | 2025022920 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $460.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3965 RED HILL CHURCH RD, COATS, NC 27521-9262 |
| Name | Verified Name |
|---|---|
| Address | 612 MCKAY ST, ERWIN, NC 28339-2324 |
| Investor | Possibly a Property Investor |
| Document Number | 0000022921 |
|---|---|
| Date | Dec 2, 2025 |
| Instrument | 2025022921 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | May 18, 2022 |
| Property Address | 612 MCKAY ST, ERWIN, NC 28339-2324 |
| Document Number | 0000100853 |
| Book / Page | 4151 / 1371 |
| Map Reference | MB 7 PG 8 |
| Instrument Date | May 18, 2022 |
| Instrument | 2022100853 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 612 MCKAY ST, 612, ERWIN, NC 28339-2324 |
| Name | Verified Name |
|---|---|
| Address | 612 MCKAY ST, ERWIN, NC 28339-2324 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 612 MCKAY ST, ERWIN, NC 28339-2324 |
| Document Number | 0000000074 |
| Instrument Date | Dec 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 612 MCKAY ST ERWIN NC 283392324, ERWIN, NC 28339-2324 |
| Document Number | 0000000074 |
|---|---|
| Date | Jan 2, 2018 |
| Book Page | 003570/000348 |
| Instrument | 74 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | DURHAM, NC 27701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Municipality | Erwin Town |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,676.00 (+55.13%) | $209,864 (+49.19%) | $209,864 (+49.19%) Land $29,820 Building $180,044 |
| 2025 | $1,725.00 | $140,671 (-) | $140,671 (-) Land $22,940 Building $117,731 |
| 2023 | $1,725.00 | $140,671 | $140,671 Land $22,940 Building $117,731 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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