Harnett County property record for 604 McKay St, Erwin, NC 28339 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,512 sqft · built 1965 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,750 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Aug 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06059715310013 |
| Primary APN | 06059715310013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,512 sqft Heated Area |
| Gross Area | 2,833 sqft |
| 1st Floor Area | 2,512 sqft |
| Flooring | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Footing |
| Roof Material | Composition Shingle |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 162 ft deep x 100 ft wide |
| Porch | Porch |
| Porch Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 605866000 |
|---|---|
| Street Address | 604 MCKAY ST |
| City | ERWIN |
| State | NC |
| Zip | 28339-2324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 LOTS E MILLS #45 46 MCKAY STREET |
| Legal Subdivision | ERWIN MILLS |
| Legal Lot Number | 45-46 |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | DUKE |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 70500 |
Source: Harnett County records · APN 06059715310013
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 604 MCKAY ST, ERWIN, NC 28339-2324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 01, 2021 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Aug 10, 2017 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK |
| Jan 20, 2021 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 03, 2021 |
| Deed Sale | Feb 03, 2021 |
| Deed Document Number | 0003934430 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 604 MCKAY ST, ERWIN, NC 28339-2324 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2021 |
| Title Company | SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY |
| Name | Verified Name |
|---|
| Document Number | 0000023180 |
|---|---|
| Date | Oct 01, 2021 |
| Book Page | 4054/376 |
| Instrument | 2021023180 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 604 MCKAY ST, ERWIN, NC 28339-2324 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000011920 |
|---|---|
| Date | Aug 10, 2017 |
| Book Page | 3531/0486 |
| Instrument | 2017011920 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | DURHAM, NC 27701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 31, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 604 MCKAY ST, ERWIN, NC 28339-2324 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK TITLE ONLY |
| Name | Verified Name |
|---|
| Document Number | 0000001321 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 3926/366 |
| Instrument | 2021001321 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 03, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Harnett County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Municipality | Erwin Town |
| Unified School District | Harnett County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,750.00 (+2.46%) | $222,899 (-) | $222,899 (-) Land $25,200 Building $197,699 |
| 2023 | $2,684.00 | $222,899 | $222,899 Land $25,200 Building $197,699 |
Source: FEMA National Flood Hazard Layer, Harnett County (37085C), updated March 12, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 4,167 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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