612 McClure Ave, Elgin, IL 60123 Property Records

Kane County property record for 612 McClure Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 884 sqft · built 1890
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$154,000 (Jun 2017)
Tax Bill	$4,892 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-11-307-009`

Property Details

APN / Parcel Number

Primary APN	`06-11-307-009`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	884 sqft Living Area
Gross Area	1,768 sqft
1st Floor Area	884 sqft
Basement Area	884 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Bungalow
Exterior Material	Brick
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	612 MCCLURE AVE
City	ELGIN
State	IL
Zip	60123-2839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST PARK ADDN LOT 1 BLOCK 2
Legal Subdivision	WEST PARK ADDN
Legal Block	2
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2016
Census Tract	851000

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	612 MCCLURE AVE, ELGIN, IL 60123-2839
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2020	Deed of Trust, Mortgage GUARANTEED RATE
Jun 30, 2017	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2017 · Amount on Record
Deed Sale	Jun 30, 2017 · Amount on Record
Prior Sale	Jan 28, 2015 · Amount on Record
Deed Document Number	201733784
Prior Transfer Date	Feb 12, 2003
Prior Transfer Doc	0000046672
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	612 MCCLURE AVE, ELGIN, IL 60123-2839
Document Number	0000035454
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 MCCLURE AVE ELGIN IL 601232839, ELGIN, IL 60123-2839

Mortgage

Document Number	0000035454
Date	Jul 2, 2020
Instrument	35454

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 30, 2017
Property Address	612 MCCLURE AVE, ELGIN, IL 60123-2839
Document Number	0000033784
Instrument Date	Jun 13, 2017
Instrument	33784
Transaction Type	Transfer
Record Updated	Jul 24, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$231.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	364 ALGONA AVE ELGIN IL 601203739, ELGIN, IL 60120-3739

Mortgage

Document Number	33785
Date	Jun 30, 2017
Instrument	33785

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,892.00 (+15.79%) Homeowner's exemption
2024		$66,432 (+21.39%) Land $15,100 Building $51,332	$199,376 (+21.44%) Land $45,318 Building $154,058
2022	$4,225.00 (+4.86%) Homeowner's exemption	$54,725 (+6.96%) Land $12,439 Building $42,286	$164,175 (+6.96%) Land $37,317 Building $126,858
2021	$4,029.00 Homeowner's exemption	$51,164 Land $11,630 Building $39,534	$153,492 Land $34,890 Building $118,602

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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