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610 McClure Ave, Elgin, IL 60123 Property Records

Kane County property record for 610 McClure Ave, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,012 sqft · built 1918
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$218,000 (Feb 2023)
Tax Bill$5,202 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-11-307-010

Property Details

APN / Parcel Number

Primary APN06-11-307-010

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,012 sqft Living Area
Gross Area2,024 sqft
1st Floor Area1,012 sqft
Basement Area1,012 sqft

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1918
Architectural StyleBungalow
Exterior MaterialBrick
Lot Area8,712 sqft (0.2 acres)
Garage TypeDetached
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address610 MCCLURE AVE
CityELGIN
StateIL
Zip60123-2839
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUMMIT ADDN LOT 2 BLOCK 1
Legal SubdivisionSUMMIT ADDN
Legal Block1
Legal Lot Number2
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2016
Census Tract851000

Owner

610 McClure Ave is owned and occupied by an individual who bought it in February 2023.

Source: Kane County records, as of September 10, 2026

Owner of RecordIndividual Name on File
Mailing Address610 MCCLURE AVE, ELGIN, IL 60123-2839
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 16, 2023 · Amount on File
Deed SaleFeb 16, 2023 · Amount on File
Prior SaleMay 24, 2005 · Amount on File
Deed Document Number20234840
Record UpdatedOct 29, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateFeb 16, 2023
Property Address610 MCCLURE AVE, ELGIN, IL 60123-2839
Document Number0000004840
Instrument DateFeb 7, 2023
Instrument2023K004840
Transaction TypeTransfer
Record UpdatedFeb 27, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$218.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12650 WALNUT ST, GENOA, IL 60135-8114

Transferred To (Grantee/Buyer)

NameVerified Name
Address610 MCCLURE AVE, ELGIN, IL 60123-2839

Mortgage

Document Number0000004841
DateFeb 16, 2023
Instrument2023K004841
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2053
Interest
Rate TypeFixed Rate
Rate6.25%

Tax Assessment & Valuation

The 2025 property tax bill for 610 McClure Ave was $5,202 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,202.00$76,191 (+8.57%) Land $16,394 Building $59,797$228,664 (+8.57%) Land $49,202 Building $179,463
2024$70,177 Land $15,100 Building $55,077$210,615 Land $45,318 Building $165,297
2022$4,492.00 (+4.81%) Homeowner's exemption$57,810 (+6.96%) Land $12,439 Building $45,371$173,430 (+6.96%) Land $37,317 Building $136,113
2021$4,286.00 Homeowner's exemption$54,049 Land $11,630 Building $42,419$162,147 Land $34,890 Building $127,257

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 610 McClure Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 610 McClure Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: T-Mobile.

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