612 Five Card Draw, Kalispell, MT 59901 Property Records

Flathead County property record for 612 Five Card Draw, Kalispell, MT 59901 · Last verified August 2026

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,596 sqft · built 1986
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,767 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0795369`

Property Details

APN / Parcel Number

Primary APN	`R0795369`
Alternative APNs	`07-4077-29-4-01-50-0000` `0000975570`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,596 sqft Living Area
1st Floor Area	936 sqft
2nd Floor Area	660 sqft
Basement Area	598 sqft
Finished Basement	598 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Detached
Garage Area	1,536 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	45 sqft
Shed	1 Shed
Shed Area	100 sqft
Pole Barn	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000975570
Street Address	612 FIVE CARD DRAW
City	KALISPELL
State	MT
Zip	59901-0812
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S29, T29 N, R22 W, ACRES 2, COS 8606-2, TR 6ACA IN NE4SE4, ASSR# 0000975570
Legal Range	22W
Legal Township	29N
Legal Section	29
Legal Subdivision	CERT OF SURVEY #8606
Legal Tract	2
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL NORTHWEST
Census Block Group	1
Census Block	1015
Census Tract	1701

Owner

Source: Flathead County records · APN R0795369

Assessment roll updated September 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	612 FIVE CARD DRAW, KALISPELL, MT 59901-0812
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Jun 30, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Apr 22, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Nov 17, 2021	Intrafamily Transfer, Transfer
Feb 26, 2019	Warranty Deed, Transfer · FHA Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 05, 2024
Deed Sale	Apr 05, 2024
Prior Sale	Apr 12, 2013
Deed Document Number	20245742
Prior Transfer Date	Mar 27, 2024
Prior Transfer Doc	0000005742
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	612 FIVE CARD DRAW, KALISPELL, MT 59901-0812
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100009509
Date	Mar 22, 2021
Instrument	202100009509

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	612 FIVE CARD DRAW, KALISPELL, MT 59901-0812
Transaction Type	Mortgage
Record Updated	Jul 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200016415
Date	Jun 30, 2022
Instrument	202200016415

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	612 FIVE CARD DRAW, KALISPELL, MT 59901-0812
Transaction Type	Mortgage
Record Updated	May 04, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200010373
Date	Apr 22, 2022
Instrument	202200010373

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Mar 01, 2051

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Nov 17, 2021
Property Address	612 FIVE CARD DRAW, KALISPELL, MT 59901-0812
Document Number	202100040062
Instrument Date	Nov 01, 2021
Instrument	202100040062
Transaction Type	Transfer
Record Updated	Dec 02, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 200, EKALAKA, MT 59324-0200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	612 FIVE CARD DRAW, KALISPELL, MT 59901-0812

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Feb 26, 2019
Property Address	612 FIVE CARD DRAW, KALISPELL, MT 59901-0812
Document Number	201900003681
Instrument Date	Feb 26, 2019
Instrument	201900003681
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 7504, KALISPELL, MT 59904-0504

Mortgage

Document Number	201900003682
Date	Feb 26, 2019
Instrument	201900003682

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2049

Tax Assessment & Valuation

Source: Flathead County records · Assessment roll updated September 3, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	West Valley Elementary School District (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,767.00 (-12.52%)	$704,200 (+46.46%)	$704,200 (+46.46%) Land $241,900 Building $462,300
2023	$3,163.00	$480,800	$480,800 Land $136,300 Building $344,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flathead County (30029C), updated November 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300290017011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 29% of Montana
Wildfire Likelihood	About 1 in 901 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 28 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
InterBel Telephone Cooperative	Fiber	1,000 / 1,000
Richon	Fixed Wireless (unlicensed)	100 / 50

May also be available at this address: MontanaSky Networks. Availability varies by address; speeds are provider-advertised maximums, not measured.

612 Five Card Draw, Kalispell, MT 59901 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2021: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Five Card Draw

Nearby Streets

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