Flathead County property record for 551 Five Card Draw, Kalispell, MT 59901 · Last verified April 2026
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,536 sqft · built 2002 |
| Lot Size | 4.14 acres (180,338 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,699 (2025) |
| Deeds & Mortgages | Jun 2022 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0739030 |
| Primary APN | R0739030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,536 sqft Living Area |
| 1st Floor Area | 1,280 sqft |
| Attic | Attic |
| Attic Area | 256 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Rustic |
| Exterior Material | Other |
| Construction Type | Log |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 180,338 sqft (4.14 acres) |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 140 sqft |
| Shed | 1 Shed |
| Pole Barn | Pole Barn |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000001027 |
|---|---|
| Street Address | 551 FIVE CARD DRAW |
| City | KALISPELL |
| State | MT |
| Zip | 59901-0811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S29, T29 N, R22 W, C.O.S. 12975-3, TR 6D IN SE4NE4 |
| Legal Range | 22W |
| Legal Township | 29N |
| Legal Section | 29 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL NORTHWEST |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 1701 |
Source: Flathead County records · APN R0739030
Assessment roll updated September 3, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 551 FIVE CARD DRAW, KALISPELL, MT 59901-0811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 12, 2006 |
| Deed Sale | Jul 12, 2006 |
| Deed Document Number | 200619309050 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | KALISPELL, MT 59901 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202200015257 |
|---|---|
| Date | Jun 16, 2022 |
| Instrument | 202200015257 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 922 Months |
| Due | Apr 28, 2099 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.01% |
| Type Change Date | Aug 01, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
Source: Flathead County records · Assessment roll updated September 3, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Secondary School District | Flathead High School District (09 - 12) |
| Elementary School District | West Valley Elementary School District (PK - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,699.00 (-48.61%) Homeowner's exemption | $718,700 (+33.14%) | $718,700 (+33.14%) Land $260,946 Building $457,754 |
| 2023 | $3,306.00 | $539,800 | $539,800 Land $166,902 Building $372,898 |
Source: FEMA National Flood Hazard Layer, Flathead County (30029C), updated November 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300290017011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 57% of the US · above 33% of Montana |
|---|---|
| Wildfire Likelihood | About 1 in 847 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 28 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| InterBel Telephone Cooperative | Fiber | 1,000 / 1,000 |
| Richon | Fixed Wireless (unlicensed) | 100 / 50 |
May also be available at this address: MontanaSky Networks. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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