612 Elk Run, Saint Clair, MO 63077 Property Records

Franklin County property record for 612 Elk Run, Saint Clair, MO 63077

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,806 sqft · built 2018
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,884 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`30-3-08.1-0-002-006.500`

Property Details

APN / Parcel Number

Primary APN	`30-3-08.1-0-002-006.500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,806 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Frame
Lot Area	217,800 sqft (5 acres)

Location & Zoning

Street Address	612 ELK RUN
City	SAINT CLAIR
State	MO
Zip	63077-3593
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	LOT:4 ELK RUN
Legal Range	1E
Legal Township	41N
Legal Section	08
Legal Subdivision	ELK RUN
Legal Lot Number	4
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	1
Census Block	1001
Census Tract	800901

Owner

Source: Franklin County records, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	612 ELK RUN, SAINT CLAIR, MO 63077-3593
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage SULLIVAN BANK
Jun 18, 2020	Deed of Trust, Mortgage SULLIVAN BK
Jul 22, 2019	Deed of Trust, Mortgage BANK OF SULLIVAN
Jul 31, 2018	Deed of Trust, Mortgage BANK OF SULLIVAN
Apr 18, 2018	Warranty Deed, Transfer BANK OF SULLIVAN
Jun 2, 2017	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BK/ST CLAI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2021
Deed Sale	Sep 23, 2021
Prior Sale	Apr 18, 2018 · Amount on Record
Deed Document Number	202118044
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	612 ELK RUN, SAINT CLAIR, MO 63077-3593
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002115880
Date	Aug 23, 2021
Instrument	2115880

Lender

Name	SULLIVAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	612 ELK RUN, SAINT CLAIR, MO 63077-3593
Document Number	0000009805
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	612 ELK RUN ST CLAIR MO 630773593, ST CLAIR, MO 63077-3593

Mortgage

Document Number	0000009805
Date	Jun 25, 2020
Instrument	9805

Lender

Name	SULLIVAN BK
Address	SAINT CLAIR, MO 63077

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	612 ELK RUN, SAINT CLAIR, MO 63077-3593
Document Number	0000009502
Instrument Date	Jul 22, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	612 ELK RUN ST ST CLAIR MO 63077, ST CLAIR, MO 63077

Mortgage

Document Number	0000009502
Date	Jul 29, 2019
Instrument	9502

Lender

Name	BANK OF SULLIVAN
Type	Bank
Address	SULLIVAN, MO 63080

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	612 ELK RUN, SAINT CLAIR, MO 63077-3593
Document Number	0000010680
Instrument Date	Jul 31, 2018
Transaction Type	Mortgage
Record Updated	Aug 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1421 DEER RUN DRIVE ST ST CLAIR MO 63077, ST CLAIR, MO 63077

Mortgage

Document Number	0000010680
Date	Aug 2, 2018
Instrument	10680

Lender

Name	BANK OF SULLIVAN
Type	Bank
Address	UNION, MO 63084

Agreement

Amount	Amount Recorded

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Apr 18, 2018
Property Address	612 ELK RUN, SAINT CLAIR, MO 63077-3593
Document Number	0000005081
Instrument Date	Apr 17, 2018
Instrument	5081
Transaction Type	Transfer
Record Updated	May 3, 2018
Title Company	FRANKLIN COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1421 DEER RUN DR ST CLAIR MO 630772041, ST CLAIR, MO 63077-2041

Mortgage

Document Number	5082
Date	Apr 18, 2018
Instrument	5082

Lender

Name	BANK OF SULLIVAN
Type	Bank
Address	UNION, MO 63084

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	612 ELK RUN, SAINT CLAIR, MO 63077-3593
Document Number	0000008637
Instrument Date	Jun 2, 2017
Transaction Type	Mortgage
Record Updated	Jul 7, 2017
Title Company	HANSEN FRANKLIN COMPANY LAND TITLE, HANSEN FRANKLIN CO LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1648 COURTNEY LN ST CLAIR MO 630773501, ST CLAIR, MO 63077-3501

Mortgage

Document Number	0000008637
Date	Jun 9, 2017
Instrument	8637

Lender

Name	FARMERS & MERCHANTS BK/ST CLAI
Type	Bank
Address	SAINT CLAIR, MO 63077

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,884.00 (+14.49%)	$47,662 (+4.91%)	$250,850 (+4.91%) Land $32,050 Building $218,800
2023	$2,519.00 (-0.08%)	$45,431	$239,110 Land $27,040 Building $212,070
2022	$2,521.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	78 (1979–2024)
Claims Outside the SFHA	7 of 78
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 14 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 11 claims Severe Storms And Flooding, Mar 2008 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100
Wisper ISP Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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