594 Elk Run, Saint Clair, MO 63077 Property Records

Franklin County property record for 594 Elk Run, Saint Clair, MO 63077

Property Summary

Property Type	Single Family Home
Details	2,104 sqft · built 2020
Lot Size	4.9 acres (213,444 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,522 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30-3-08.1-0-002-006.400`

Property Details

APN / Parcel Number

Primary APN	`30-3-08.1-0-002-006.400`

Interior

Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	2,104 sqft Living Area

Exterior

Year Built	Built 2020
Construction Type	Frame
Lot Area	213,444 sqft (4.9 acres)

Location & Zoning

Street Address	594 ELK RUN
City	SAINT CLAIR
State	MO
Zip	63077-4811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	LOT:3 ELK RUN
Legal Range	01E
Legal Township	41
Legal Section	08
Legal Subdivision	ELK RUN
Legal Block	2
Legal Lot Number	3
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	1
Census Block	1001
Census Tract	800901

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	170 W SPRINGFIELD RD, SAINT CLAIR, MO 63077-1755
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Deed of Trust, Mortgage · Line of Credit FARMERS & MECHANICS BANK
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MECHANICS BANK
Aug 17, 2020	Deed of Trust, Construction Loan · Line of Credit FARMERS & MERCHANTS BK/ST CLAI
Apr 2, 2020	Warranty Deed, Transfer · Line of Credit FARMERS & MERCHANTS BK/ST CLAI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2020
Deed Sale	Apr 2, 2020
Deed Document Number	2004590
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	594 ELK RUN, SAINT CLAIR, MO 63077-4811
Transaction Type	Mortgage
Record Updated	Dec 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002217973
Date	Nov 30, 2022
Instrument	2217973

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 15, 2047

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	594 ELK RUN, SAINT CLAIR, MO 63077-4811
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002109813
Date	May 24, 2021
Instrument	2109813

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Recording Date	Aug 17, 2020
Property Address	594 ELK RUN, SAINT CLAIR, MO 63077-4811
Document Number	0000013236
Instrument Date	Jul 18, 2020
Instrument	13236
Transaction Type	Construction Loan
Record Updated	Aug 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	594 ELK RUN ST CLAIR MO 630774811, ST CLAIR, MO 63077-4811

Mortgage

Document Number	0000013236
Date	Aug 17, 2020
Instrument	13236

Lender

Name	FARMERS & MERCHANTS BK/ST CLAI
Type	Bank
Address	SAINT CLAIR, MO 63077

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 16, 2021

Interest

Rate Type	Adjustable Rate

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Apr 2, 2020
Property Address	594 ELK RUN, SAINT CLAIR, MO 63077-4811
Document Number	0000004590
Instrument Date	Mar 31, 2020
Instrument	4590
Transaction Type	Transfer
Record Updated	Apr 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	170 W SPRINGFIELD RD ST CLAIR MO 630771755, ST CLAIR, MO 63077-1755

Mortgage

Document Number	4591
Date	Apr 2, 2020
Instrument	4591

Lender

Name	FARMERS & MERCHANTS BK/ST CLAI
Type	Bank
Address	SAINT CLAIR, MO 63077

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,522.00 (+33.31%)	$74,731 (+22.14%)	$393,320 (+22.14%) Land $31,250 Building $362,070
2023	$3,392.00 (+2.98%)	$61,184	$322,020 Land $26,400 Building $295,620
2022	$3,294.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	78 (1979–2024)
Claims Outside the SFHA	7 of 78
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 14 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 11 claims Severe Storms And Flooding, Mar 2008 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 45% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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