612 E Prospect St, Geneseo, IL 61254 Property Records

Henry County property record for 612 E Prospect St, Geneseo, IL 61254 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,196 sqft · built 1963
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on File
Last Sale$178,000 (Jan 2021)
Tax Bill$5,517 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Jan 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN08-21-482-003

Property Details

APN / Parcel Number

Primary APN08-21-482-003

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,196 sqft Living Area
1st Floor Area1,196 sqft
Basement Area1,196 sqft
Finished Basement1,196 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Construction TypeFrame
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions116 ft deep x 80 ft wide
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address612 E PROSPECT ST
CityGENESEO
StateIL
Zip61254-1828
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 23 LOHMANS SUB CITY OF GENESEO
Legal SubdivisionCITY OF GENESEO
Legal Block482
Legal Lot Number23
JurisdictionHENRY IL
Township / Civil DivisionGENESEO
Census Block Group4
Census Block4005
Census Tract30301

Owner

Source: Henry County records · APN 08-21-482-003

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address612 E PROSPECT ST, GENESEO, IL 61254-1828
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 02, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN BANK & TRUST CO
Jan 28, 2021Warranty Deed, Transfer · Conventional Mortgage
AMERICAN BANK & TRUST COMPANY NA
Jan 28, 2021Warranty Deed, Transfer · Conventional Mortgage
AMERICAN BANK & TRUST COMPANY NA
Aug 21, 2017Warranty Deed, Transfer · Conventional Mortgage
IH MS VLY CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 28, 2021 · Amount on Record
Deed SaleJan 28, 2021 · Amount on Record
Prior SaleAug 21, 2017 · Amount on Record
Deed Document Number202120-2100621
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRY IL
Property Address612 E PROSPECT ST, GENESEO, IL 61254-1828
Transaction TypeMortgage
Record UpdatedOct 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000730
DateFeb 02, 2021
Instrument20-2100730
Lender
NameAMERICAN BANK & TRUST CO
TypeBank
AddressDAVENPORT, IA 52807
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2051
Interest
Rate TypeFixed Rate
Rate2.87%

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENRY IL
Recording DateJan 28, 2021
Property Address612 E PROSPECT ST, GENESEO, IL 61254-1828
Document Number0000000621
Instrument DateDec 30, 2020
Instrument20-2100621
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$267.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address612 E PROSPECT ST, GENESEO, IL 61254-1828

Mortgage

Document Number0000000622
DateJan 28, 2021
Instrument20-2100622
Lender
NameAMERICAN BANK & TRUST COMPANY NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051
Interest
Rate TypeFixed Rate
Rate2.87%

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENRY IL
Recording DateJan 28, 2021
Property Address612 E PROSPECT ST, GENESEO, IL 61254-1828
Document Number0202100621
Instrument DateDec 30, 2020
Instrument20-2100621
Transaction TypeTransfer
Record UpdatedFeb 11, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$267.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address612 E PROSPECT ST, GENESEO, IL 61254-1828

Mortgage

Document Number0202100622
DateJan 28, 2021
Instrument20-2100622
Lender
NameAMERICAN BANK & TRUST COMPANY NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051
Interest
Rate TypeFixed Rate
Rate2.87%

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENRY IL
Recording DateAug 21, 2017
Property Address612 E PROSPECT ST, GENESEO, IL 61254-1828
Document Number0000004856
Instrument DateAug 14, 2017
Instrument4856
Transaction TypeTransfer
Record UpdatedSep 26, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$230.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address612 E PROSPECT ST GENESEO IL 612541828, GENESEO, IL 61254-1828

Mortgage

Document Number4857
DateAug 21, 2017
Instrument4857
Lender
NameIH MS VLY CU
TypeCredit Union
AddressMOLINE, IL 61265
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 20, 2047
Interest
Rate3.87%

Tax Assessment & Valuation

Source: Henry County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyHenry County
County SubdivisionGeneseo Township
MunicipalityGeneseo City
Unified School DistrictGeneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,517.00 (+69.23%)$75,264 (+25.83%) Land $8,385 Building $66,879$225,792 (+25.83%) Land $25,155 Building $200,637
2022$59,816 Land $6,664 Building $53,152$179,448 Land $19,992 Building $159,456
2021$3,260.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henry County (17073C), updated June 2, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170730303014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 462 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Geneseo CommunicationsFiber1,000 / 1,000
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Geneseo Communications, Mediacom Communications, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

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