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540 E Prospect St, Geneseo, IL 61254 Property Records

Henry County property record for 540 E Prospect St, Geneseo, IL 61254 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,382 sqft · built 1965
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on File
Last Sale$160,000 (Dec 2018)
Tax Bill$4,445 (2025)
Deeds & MortgagesJun 2020 Mortgage
Dec 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-21-479-006

Property Details

APN / Parcel Number

Primary APN08-21-479-006

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,382 sqft Living Area
1st Floor Area1,382 sqft
Basement Area1,382 sqft
Unfinished Basement1,382 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Construction TypeFrame
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions114 ft deep x 109 ft wide
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address540 E PROSPECT ST
CityGENESEO
StateIL
Zip61254-1826
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 11 SCHEFSKYS SUB CITY OF GENESEO
Legal SubdivisionCITY OF GENESEO
Legal Block479
Legal Lot Number11
JurisdictionHENRY IL
Township / Civil DivisionGENESEO
Census Block Group4
Census Block4006
Census Tract30301

Owner

Source: Henry County records · APN 08-21-479-006

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address540 E PROSPECT ST, GENESEO, IL 61254-1826
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
FARMERS NATIONAL BANK
Dec 07, 2018Warranty Deed, Transfer · Conventional Mortgage
FARMERS NATIONAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 07, 2018 · Amount on Record
Deed SaleDec 07, 2018 · Amount on Record
Prior SaleSep 17, 2013 · Amount on Record
Deed Document Number201820-1806690
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENRY IL
Property Address540 E PROSPECT ST, GENESEO, IL 61254-1826
Transaction TypeMortgage
Record UpdatedOct 21, 2022
Title CompanyWESTERN ILLINOIS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003813
DateJun 25, 2020
Instrument20-2003813
Lender
NameFARMERS NATIONAL BANK
TypeBank
AddressGENESEO, IL 61254
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 01, 2035

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENRY IL
Recording DateDec 07, 2018
Property Address540 E PROSPECT ST, GENESEO, IL 61254-1826
Document Number0000006690
Instrument DateNov 30, 2018
Instrument20-1806690
Transaction TypeTransfer
Record UpdatedJun 15, 2021
Title CompanyWESTERN ILLINIS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$240.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 E PROSPECT ST, GENESEO, IL 61254-1826

Mortgage

Document Number0000006691
DateDec 07, 2018
Instrument20-1806691
Lender
NameFARMERS NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 01, 2034
Interest
Rate4.5%

Tax Assessment & Valuation

Source: Henry County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyHenry County
County SubdivisionGeneseo Township
MunicipalityGeneseo City
Unified School DistrictGeneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,445.00 (+29.97%)$61,804 (+25.83%) Land $11,274 Building $50,530$185,412 (+25.83%) Land $33,822 Building $151,590
2022$49,119 Land $8,960 Building $40,159$147,357 Land $26,880 Building $120,477
2021$3,420.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henry County (17073C), updated June 2, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170730303014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 59 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Geneseo CommunicationsFiber1,000 / 1,000
Mediacom CommunicationsCable1,000 / 50
VerizonFixed Wireless300 / 20
Geneseo CommunicationsFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AMG Technology Investment Group, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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