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612 E 12th St, Flora, IL 62839 Property Records

Clay County property record for 612 E 12th St, Flora, IL 62839 · Last verified July 2026

Property Highlights

Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Bathrooms2.5 Baths
Year BuiltBuilt 1995
Square Footage1,872 sqft Living Area
Lot Size33,977 sqft (0.78 acres)
Garage552 sqft
OccupancyOwner Occupied
Last Sale$259,500 (2025)
Tax Bill$5,672.00 (2024)

Property Details

APN / Parcel Number

Primary APN10-25-100-073

Interior

Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,872 sqft Living Area
Basement Area176 sqft Basement
Stories1 Stories
Primary FlooringWood Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleMultifamily Style
Exterior MaterialOther Exterior
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Roof MaterialShingle Roof
Lot Area33,977 sqft (0.78 acres)
DrivewayDriveway Concrete
Driveway Area1,716 sqft Driveway
Parking Spaces2 Parking Spaces
Garage Area552 sqft Garage
Deck Area280 sqft Deck
Porch Area46 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address612 E 12TH ST
CityFLORA
StateIL
Zip62839-2326
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionSEC 25-3-6 PT LOT 1 NE NW 100' X 341' .78 AC
Legal Range06
Legal Township03
Legal Section25
Legal Lot Number1
JurisdictionCLAY IL
Minor Civil DivisionHARTER
Census Blockgroup3
Census Block3012
Census Tract972100

Owner

Source: Clay County records · APN 10-25-100-073

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address612 E 12TH ST, FLORA, IL 62839-2326
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2025Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
US BANK NA
Jan 27, 2023Warranty Deed, Transfer · Conventional Mortgage
HOME LOAN EXPERT LLC
Nov 19, 2020Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 21, 2025 · Amount on Record
Deed SaleNov 21, 2025 · Amount on Record
Prior SaleJan 27, 2023 · Amount on Record
Deed Doc Number202513032
Record RefreshedSep 20, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY IL
Recording DateNov 21, 2025
Property Address612 E 12TH ST, FLORA, IL 62839-2326
Document Number0000213032
Map ReferenceBK C PG 254
Instrument DateNov 21, 2025
Instrument213032
Transaction TypeTransfer
Record UpdatedJan 14, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$389.25
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address612 E 12TH ST, FLORA, IL 62839-2326

Mortgage

Document Number0000213033
DateNov 21, 2025
Instrument213033
Lender
NameUS BANK NA
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY IL
Recording DateJan 27, 2023
Property Address612 E 12TH ST, FLORA, IL 62839-2326
Document Number0000206562
Map ReferencePB C PG 254
Instrument DateJan 27, 2023
Instrument206562
Transaction TypeTransfer
Record UpdatedFeb 15, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$345.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address612 E 12TH ST, FLORA, IL 62839-2326

Mortgage

Document Number0000206563
DateJan 27, 2023
Instrument206563
Lender
NameHOME LOAN EXPERT LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2053
Interest
Rate TypeFixed Rate
Rate6.63%

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY IL
Recording DateNov 19, 2020
Property Address612 E 12TH ST, FLORA, IL 62839-2326
Document Number200460
Map ReferenceDOC 115647
Instrument DateNov 13, 2020
Instrument200460
Transaction TypeTransfer
Record UpdatedSep 07, 2021

Transaction

AmountAmount Recorded
Tax$277.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address612 E 12TH ST, FLORA, IL 62839-2326

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyClay County
County SubdivisionHarter Township
MunicipalityFlora City
Unified School DistrictFlora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$84,373 (+11.45%) Land $10,162 Building $74,211$253,119 (+11.45%) Land $30,486 Building $222,633
2024$5,672.00 (+15.9%) Homeowner's exemption$75,705 (+31.91%) Land $9,118 Building $66,587$227,115 (+31.91%) Land $27,354 Building $199,761
2022$4,894.00 (+9.56%) Homeowner's exemption$57,392 Land $7,626 Building $49,766$172,176 Land $22,878 Building $149,298
2021$4,467.00

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