Clay County property record for 320 E 12th St, Flora, IL 62839 · Last verified July 2026
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 2001 |
| Square Footage | 1,588 sqft Living Area |
| Lot Size | 21,051 sqft (0.483 acres) |
| Garage | 528 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $250,000 (2025) |
| Tax Bill | $4,364.00 (2024) |
| Primary APN | 10-25-165-004 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,588 sqft Living Area |
| Basement Area | 1,588 sqft Basement |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Multifamily Style |
| Construction Type | Frame Construction |
| Roof Material | Shingle Roof |
| Lot Area | 21,051 sqft (0.483 acres) |
| Driveway | Driveway Concrete |
| Driveway Area | 990 sqft Driveway |
| Garage Area | 528 sqft Garage |
| Porch Area | 65 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 320 E 12TH ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-2332 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | TWIN OAKS SUB DIV LOT 4 |
| Legal Subdivision | TWIN OAKS SUB DIV |
| Legal Lot Number | 4 |
| Jurisdiction | CLAY IL |
| Minor Civil Division | HARTER |
| Census Blockgroup | 3 |
| Census Block | 3023 |
| Census Tract | 972100 |
Source: Clay County records · APN 10-25-165-004
Assessment roll updated September 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 E 12TH ST, FLORA, IL 62839-2332 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 19, 2025 · Amount on Record |
| Deed Sale | Mar 19, 2025 · Amount on Record |
| Prior Sale | Jun 20, 2013 · Amount on Record |
| Deed Doc Number | 2025211409 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Mar 19, 2025 |
| Property Address | 320 E 12TH ST, FLORA, IL 62839-2332 |
| Document Number | 0000211409 |
| Instrument Date | Mar 10, 2025 |
| Instrument | 211409 |
| Transaction Type | Transfer |
| Record Updated | Jun 09, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $375.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 320 E 12TH ST, FLORA, IL 62839-2332 |
| Document Number | 0000211410 |
|---|---|
| Date | Mar 19, 2025 |
| Instrument | 211410 |
| Name | FIRST FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Change Frequency | Annually |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 8.5% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 12.5% |
Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $72,037 (+32.12%) Land $9,371 Building $62,666 | $216,111 (+32.12%) Land $28,113 Building $187,998 | |
| 2024 | $4,364.00 (+5.31%) | ||
| 2022 | $4,144.00 (+9.8%) Homeowner's exemption Senior Citizen's exemption | $54,522 Land $7,039 Building $47,483 | $163,566 Land $21,117 Building $142,449 |
| 2021 | $3,774.00 |
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