612 Cherry St, Sugar Grove, IL 60554 Property Records

Kane County property record for 612 Cherry St, Sugar Grove, IL 60554

Property Summary

Property Type	Single Family Home
Details	2,088 sqft · built 2003
Lot Size	0.289 acres (12,585 sqft)
Owner	2 Individual Names on File
Last Sale	$74,000 (Feb 2003)
Tax Bill	$11,423 (2025)
Deeds & Mortgages	Jul 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-04-430-010`

Property Details

APN / Parcel Number

Primary APN	`14-04-430-010`

Interior

Stories	1 Story
Building Area	2,088 sqft Living Area
Gross Area	4,746 sqft
1st Floor Area	2,088 sqft
Basement Area	2,088 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	12,585 sqft (0.289 acres)
Garage Type	Attached
Garage Area	570 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	612 CHERRY ST
City	SUGAR GROVE
State	IL
Zip	60554-9801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLISS WOODS CLUB UNIT 2 (REVISED AS LAKES OF BLISS WOODS UNIT 2 PER DOC 2003K005452) LOT 116
Legal Subdivision	BLISS WOODS CLUB
Legal Block	1
Legal Lot Number	116
Legal Unit	2
Jurisdiction	KANE IL
Township / Civil Division	SUGAR GROVE
Census Block Group	1
Census Block	1060
Census Tract	854504

Owner

612 Cherry St is owned and occupied by two individuals who bought it in February 2003.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	612 CHERRY ST, SUGAR GROVE, IL 60554-9801
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2003 · Amount on File
Deed Sale	Feb 21, 2003 · Amount on File
Prior Sale	Jan 29, 2003 · Amount on File
Deed Document Number	200331359
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	612 CHERRY ST, SUGAR GROVE, IL 60554-9801
Transaction Type	Mortgage
Record Updated	Jul 24, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023104
Date	Jul 12, 2023
Instrument	2023K023104

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2038

Interest

Rate Type	Fixed Rate
Rate	6.99%

Tax Assessment & Valuation

The 2025 property tax bill for 612 Cherry St was $11,423 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Sugar Grove Township
Municipality	Sugar Grove Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,423.00 Homeowner's exemption Senior Citizen's exemption	$158,424 (+7.83%) Land $38,969 Building $119,455	$475,462 (+7.83%) Land $116,954 Building $358,508
2024		$146,920 Land $36,139 Building $110,781	$440,936 Land $108,460 Building $332,476
2022	$10,495.00 (+3.99%) Homeowner's exemption	$122,327 (+5.08%) Land $30,090 Building $92,237	$366,981 (+5.08%) Land $90,270 Building $276,711
2021	$10,092.00 Homeowner's exemption	$116,413 Land $28,635 Building $87,778	$349,239 Land $85,905 Building $263,334

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 612 Cherry St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 612 Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGAR GROVE serves 11,243 people · EPA ID IL0890850
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.7 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20