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609 Cherry St, Sugar Grove, IL 60554 Property Records

Kane County property record for 609 Cherry St, Sugar Grove, IL 60554

Property Summary

Property TypeSingle Family Home
Details2,204 sqft · built 2002
Lot Size0.354 acres (15,403 sqft)
Owner2 Individual Names on File
Last Sale$379,500 (Sep 2021)
Tax Bill$12,527 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Sep 2021 Re-recorded Document
+ 1 more
Flood ZoneZone X (minimal risk)
APN14-04-432-003

Property Details

APN / Parcel Number

Primary APN14-04-432-003

Interior

Stories1 Story
Building Area2,204 sqft Living Area
Gross Area4,983 sqft
1st Floor Area2,204 sqft
Basement Area2,204 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area15,403 sqft (0.354 acres)
Garage TypeAttached
Garage Area575 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address609 CHERRY ST
CitySUGAR GROVE
StateIL
Zip60554-9818
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLISS WOODS CLUB UNIT 2 (REVISED AS LAKES OF BLISS WOODS UNIT 2 PER DOC 2003K005452) LOT 101
Legal SubdivisionBLISS WOODS CLUB
Legal Block1
Legal Lot Number101
Legal Unit2
JurisdictionKANE IL
Township / Civil DivisionSUGAR GROVE
Census Block Group1
Census Block1059
Census Tract854504

Owner

609 Cherry St is owned and occupied by two individuals who bought it in September 2021.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address609 CHERRY ST, SUGAR GROVE, IL 60554-9818
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2021Warranty Deed, Transfer · Conventional Mortgage
MIDWEST LENDING CORP
Sep 8, 2021Re-recorded Document
FIRST AMERICAN TITLE
May 1, 2018Deed of Trust, Mortgage · Commercial Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 2021 · Amount on File
Deed SaleSep 8, 2021 · Amount on File
Prior SaleJul 22, 2013 · Amount on File
Deed Document Number202168283
Record UpdatedOct 29, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateSep 8, 2021
Property Address609 CHERRY ST, SUGAR GROVE, IL 60554-9818
Document Number0000068283
Map ReferenceDOC 2001K103051
Instrument DateSep 8, 2021
Instrument2021K068283
Transaction TypeTransfer
Record UpdatedSep 15, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$379.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address609 CHERRY ST, SUGAR GROVE, IL 60554-9818

Mortgage

Document Number0000068284
DateSep 8, 2021
Instrument2021K068284
Lender
NameMIDWEST LENDING CORP
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 1, 2036
Interest
Rate TypeFixed Rate
Rate2.25%

September 2021: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionKANE IL
Recording DateSep 8, 2021
Property Address609 CHERRY ST, SUGAR GROVE, IL 60554-9818
Document Number0000068282
Map ReferenceDOC 2001K103051
Instrument DateJun 25, 2021
Instrument2021K068282
Record UpdatedSep 15, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name
Address609 CHERRY ST, 609, SUGAR GROVE, IL 60554-9818

Transferred To (Grantee/Buyer)

NameVerified Name
Address901 MOOREHEAD DR, BATAVIA, IL 60510-8948

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address609 CHERRY ST, SUGAR GROVE, IL 60554-9818
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019839
DateMay 1, 2018
Instrument2018K019839
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term360 Months
DueMay 15, 2048
Interest
Rate TypeAdjustable Rate
Rate4.75%
Change FrequencyMonthly
Index6-Month T-Bill

Tax Assessment & Valuation

The 2025 property tax bill for 609 Cherry St was $12,527 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSugar Grove Township
MunicipalitySugar Grove Village
Unified School DistrictKaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,527.00 Homeowner's exemption$164,186 (+7.83%) Land $38,969 Building $125,217$492,755 (+7.83%) Land $116,954 Building $375,801
2024$152,263 Land $36,139 Building $116,124$456,972 Land $108,460 Building $348,511
2022$11,386.00 (+3.73%) Homeowner's exemption$126,775 (+5.08%) Land $30,090 Building $96,685$380,325 (+5.08%) Land $90,270 Building $290,055
2021$10,977.00 Homeowner's exemption$120,646 Land $28,635 Building $92,011$361,938 Land $85,905 Building $276,033

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 609 Cherry St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1979)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 609 Cherry St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUGAR GROVE
serves 11,243 people · EPA ID IL0890850
Water SourceGroundwater
Last State InspectionAug 2022
LeadUnder 1 ppb (2026–2028)
action level 15 ppb
Copper1.7 mg/L (2015–2017)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
Watch TV
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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