Schoharie County and Cobleskill Town property record for 511 Caverns Rd, Howes Cave, NY 12092 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1965 |
| Square Footage | 858 sqft Living Area |
| Lot Size | 17,424 sqft (0.4 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $109,000 (2018) |
| Tax Bill | $3,003.00 (2025) |
| Primary APN | 432689 46.-1-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 858 sqft Living Area |
| 1st Floor | 858 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 17,424 sqft (0.4 acres) |
| Depth X Width | 175 ft x 105 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 280 sqft Garage |
| Porch | 1 Porch |
| Porch Area | 72 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 435J100561 |
|---|---|
| Street Address | 511 CAVERNS RD |
| City | HOWES CAVE |
| State | NY |
| Zip | 12092-1701 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HSE & GAR |
| Legal Block | 1 |
| Legal Lot Number | 12.000 |
| Jurisdiction | SCHOHARIE NY |
| Minor Civil Division | COBLESKILL |
| Census Blockgroup | 2 |
| Census Block | 2010 |
| Census Tract | 740200 |
Source: Schoharie County and Cobleskill Town records · APN 432689 46.-1-12
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 511 CAVERNS RD, HOWES CAVE, NY 12092-1701 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 28, 2018 | Deed of Trust, Mortgage BANK OF RICHMONDVILLE |
| Mar 28, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 28, 2018 · Amount on Record |
| Deed Sale | Mar 28, 2018 · Amount on Record |
| Prior Sale | Jul 18, 2006 · Amount on Record |
| Deed Doc Number | 2018737812 |
| Deed Book / Page | 1066 / 179 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 511 CAVERNS RD, HOWES CAVE, NY 12092-1701 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001798/0000000060 |
|---|---|
| Date | Mar 28, 2018 |
| Book Page | 0000001798/0000000060 |
| Instrument | 000000737813 |
| Name | BANK OF RICHMONDVILLE |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 238 Months |
| Due | Jan 01, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Mar 28, 2018 |
| Property Address | 511 CAVERNS RD, HOWES CAVE, NY 12092-1701 |
| Document Number | 001066/179 |
| Book / Page | 1066 / 179 |
| Instrument Date | Mar 26, 2018 |
| Instrument | 000000737812 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 151 MAIN ST, ESPERANCE, NY 12066-3221 |
Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,003.00 (+2.74%) | $66,100 (-) Land $8,000 Building $58,100 | $134,898 (+16.33%) Land $16,327 Building $118,571 |
| 2023 | $66,100 Land $8,000 Building $58,100 | $115,965 Land $14,035 Building $101,930 | |
| 2020 | $2,923.00 |
511 Caverns Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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