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6119 Ruby Grace Cir, Owens Cross Roads, AL 35763 Property Records

Madison County property record for 6119 Ruby Grace Cir, Owens Cross Roads, AL 35763

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,813 sqft · built 2024
OwnerIndividual Name on File
Last Sale$325,000 (Aug 2024)
Tax Bill$1,702 (2026)
Deeds & MortgagesAug 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN23-01-11-0-000-039.034

Property Details

APN / Parcel Number

Primary APN23-01-11-0-000-039.034
Alternative APNs
  • 584042
  • 634037

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,813 sqft Living Area
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number634037
Street Address6119 RUBY GRACE CIR
CityOWENS CROSS ROADS
StateAL
Zip35763-4816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 32 NATURES WALK ON THE FLINT PH 1 PB# 2022-233
Legal SubdivisionNATURE'S WALK ON THE FLINT PHASE 1
Legal Lot Number32
JurisdictionMADISON AL
Township / Civil DivisionNEW HOPE
Census Block Group3
Census Block3024
Census Tract11302

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address6119 RUBY GRACE CIR, OWENS CROSS ROADS, AL 35763-4816
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2024 · Amount on File
Deed SaleAug 26, 2024 · Amount on File
Deed Book / Page2024 / 32627
Record UpdatedOct 29, 2026

August 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMADISON AL
Recording DateAug 26, 2024
Property Address6119 RUBY GRACE CIR, OWENS CROSS ROADS, AL 35763-4816
Document Number0000032627
Book / PageDEED2024 / 32627
Map ReferenceMB 2022 PG 233
Instrument DateAug 23, 2024
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 17, 2025
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2101 CLINTON AVE W # W202, W202, HUNTSVILLE, AL 35805-3077

Transferred To (Grantee/Buyer)

NameVerified Name
Address6119 RUBY GRACE CIR, OWENS CROSS ROADS, AL 35763-4816

Mortgage

Document Number2024138978
DateAug 26, 2024
Instrument2024/138978
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2054

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMadison County
MunicipalityHuntsville City
Unified School DistrictHuntsville City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,702.00 (-16.07%)
2025$2,028.00$34,980 Land $5,500 Building $29,480$349,700 Land $55,000 Building $294,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 33 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies33 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
NHTC
Fiber		8,000 / 8,000
Google Fiber
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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