Madison County property record for 6109 Ruby Grace Cir, Owens Cross Roads, AL 35763
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,841 sqft · built 2023 |
| Owner | Company Name on File |
| Last Sale | $365,400 (Jul 2024) |
| Tax Bill | $3,473 (2026) |
| Deeds & Mortgages | Jul 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-01-11-0-000-039.039 |
| Primary APN | 23-01-11-0-000-039.039 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,841 sqft Living Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 631748 |
|---|---|
| Street Address | 6109 RUBY GRACE CIR |
| City | OWENS CROSS ROADS |
| State | AL |
| Zip | 35763-4816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 37 NATURE'S WALK ON THE FLINT PH 1 PB# 2022-233 |
| Legal Subdivision | NATURES WALK ON THE FLINT PHASE 1 |
| Legal Lot Number | 37 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | NEW HOPE |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 11302 |
Source: Madison County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 6109 RUBY GRACE CIR, OWENS CROSS ROADS, AL 35763-4816 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2024 · Amount on File |
| Deed Sale | Jul 12, 2024 · Amount on File |
| Deed Book / Page | 2024 / 26128 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Jul 12, 2024 |
| Property Address | 6109 RUBY GRACE CIR, OWENS CROSS ROADS, AL 35763-4816 |
| Document Number | 0000026128 |
| Book / Page | DEED2024 / 26128 |
| Map Reference | MB 2022 PG 233 |
| Instrument Date | Jul 12, 2024 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2025 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2101 CLINTON AVE W # W202, W202, HUNTSVILLE, AL 35805-3077 |
| Name | Verified Name |
|---|---|
| Address | 6109 RUBY GRACE CIR, OWENS CROSS ROADS, AL 35763-4816 |
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Municipality | Huntsville City |
| Unified School District | Huntsville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,473.00 (-16.29%) | ||
| 2025 | $4,149.00 | $71,540 Land $11,000 Building $60,540 | $330,200 Land $55,000 Building $275,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 33 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NHTC Fiber | 8,000 / 8,000 |
| Google Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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