6118 E Willow St, Inverness, FL 34452 Property Records

Citrus County property record for 6118 E Willow St, Inverness, FL 34452

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,345 sqft · built 2004
Lot Size	0.33 acres (14,416 sqft)
Owner	Individual Name on Record
Tax Bill	$3,443 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20E-19S-29-0010-04080-012.0`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-29-0010-04080-012.0`
Alternative APNs	`2919S20E0010040800120` `1826390`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,345 sqft Living Area
1st Floor Area	1,345 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2009
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	14,416 sqft (0.33 acres)
Lot Dimensions	120 ft deep x 120 ft wide
Garage Area	380 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	217 sqft
Patio Area	45 sqft
Utility Building	63 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1826390
Old Parcel Number	2919S20E0010040800120
Street Address	6118 E WILLOW ST
City	INVERNESS
State	FL
Zip	34452-8124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR MED DENSITY RESIDENT
Legal Description	INVERNESS HGLDS WEST PB 5 PG 19 LOT 13 & E1/2 OF LOT 12 BLK 408
Legal Range	20E
Legal Township	19S
Legal Section	32
Legal Subdivision	INVERNESS HIGHLANDS WEST
Legal Block	408
Legal Lot Number	12-13
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2045
Census Tract	451104

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6118 E WILLOW ST, INVERNESS, FL 34452-8124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2025
Deed Sale	Aug 18, 2025
Prior Sale	Jan 30, 2004
Deed Document Number	0035941488
Deed Book / Page	1751 / 1917
Prior Transfer Date	Aug 9, 2004
Prior Transfer Doc	2004056459
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	6118 E WILLOW ST, INVERNESS, FL 34452-8124
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6118 E WILLOW ST, INVERNESS, FL 34452-8124

Mortgage

Document Number	0032620627
Date	Mar 11, 2022
Book Page	3262/627
Instrument	2022017425

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,443.00 (+302.69%) Additional exemption filed	$217,953 (-3.02%) Land $13,860 Building $204,093	$217,953 (-3.02%) Land $13,860 Building $204,093
2024	$855.00 (+3.64%) Homeowner's exemption Additional exemption filed	$224,746 (+11.01%) Land $10,790 Building $213,956	$224,746 (+11.01%) Land $10,790 Building $213,956
2023	$825.00 (+6.87%) Homeowner's exemption Additional exemption filed	$202,464 (+22.94%) Land $7,840 Building $194,624	$202,464 (+22.94%) Land $7,840 Building $194,624
2022	$772.00 Homeowner's exemption Additional exemption filed	$164,684 Land $5,130 Building $159,554	$164,684 Land $5,130 Building $159,554

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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