6116 Vernal Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 6116 Vernal Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,368 sqft · built 1959
Lot Size	0.217 acres (9,470 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Dec 2014)
Tax Bill	$974 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`236-0173-003-0000`

Property Details

APN / Parcel Number

Primary APN	`236-0173-003-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,368 sqft Living Area
1st Floor Area	1,368 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	9,470 sqft (0.217 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	6116 VERNAL WAY
City	CARMICHAEL
State	CA
Zip	95608-1025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	BARRETT MEADOWS 02, LOT 97
Legal Subdivision	BARRETT MEADOWS 02
Legal Lot Number	97
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4007
Census Tract	7903

Owner

6116 Vernal Way is owned and occupied by two individuals who bought it in December 2014.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6116 VERNAL WAY, CARMICHAEL, CA 95608-1025
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLANET HM LNDG
Dec 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2014 · Amount on File
Deed Sale	Dec 30, 2014 · Amount on File
Deed Book / Page	20141230 / 1499
Prior Transfer Date	Dec 26, 2006
Prior Transfer Doc	0000002421
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6116 VERNAL WAY, CARMICHAEL, CA 95608-1025
Document Number	2012220152
Instrument Date	Dec 9, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6116 VERNAL WAY CARMICHAEL CA 956081025, CARMICHAEL, CA 95608-1025

Mortgage

Document Number	2012220152
Date	Dec 22, 2020
Instrument	2012220152

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 21, 2035

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6116 VERNAL WAY, CARMICHAEL, CA 95608-1025
Document Number	2001061088
Instrument Date	Dec 31, 2019
Transaction Type	Mortgage
Record Updated	Jan 21, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6116 VERNAL WAY CARMICHAEL CA 956081025, CARMICHAEL, CA 95608-1025

Mortgage

Document Number	2001061088
Date	Jan 6, 2020
Instrument	2001061088

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 5, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 6116 Vernal Way was $974 with a homeowner's exemption, up 2.3% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$88,310 (+2%) Land $24,064 Building $64,246
2025	$974.00 (+2.31%) Homeowner's exemption	$86,580 Land $23,593 Building $62,987
2024	$952.00 (+1.71%)
2023	$936.00 (+2.18%) Homeowner's exemption	$83,220 Land $22,678 Building $60,542
2022	$916.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6116 Vernal Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Dec 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6116 Vernal Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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