6108 Vernal Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 6108 Vernal Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,559 sqft · built 1959
Lot Size	0.21 acres (9,140 sqft)
Owner	2 Individual Names on Record
Last Sale	$133,000 (Apr 2000)
Tax Bill	$2,481 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`236-0173-002-0000`

Property Details

APN / Parcel Number

Primary APN	`236-0173-002-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,559 sqft Living Area
1st Floor Area	1,559 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	9,140 sqft (0.21 acres)
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6108 VERNAL WAY
City	CARMICHAEL
State	CA
Zip	95608-1025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	BARRETT MEADOWS 02, LOT 98
Legal Subdivision	BARRETT MEADOWS 02
Legal Lot Number	98
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4007
Census Tract	7903

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6108 VERNAL WAY, CARMICHAEL, CA 95608-1025
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 11, 2020	Quit Claim Deed, Transfer FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2000 · Amount on Record
Deed Sale	Apr 24, 2000 · Amount on Record
Prior Sale	Jan 30, 1998 · Amount on Record
Deed Book / Page	20000424 / 159
Last Transfer Date	May 3, 2020
Transfer Doc	5110000000565
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6108 VERNAL WAY, CARMICHAEL, CA 95608-1025
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 NE WILCOX ST, HILLSBORO, OR 97124-3474

Mortgage

Document Number	0000001289
Date	Oct 14, 2021
Instrument	2021101401289

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6108 VERNAL WAY, CARMICHAEL, CA 95608-1025
Transaction Type	Mortgage
Record Updated	Oct 26, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 NE WILCOX ST, HILLSBORO, OR 97124-3474

Mortgage

Document Number	2021101401289
Date	Oct 14, 2021
Instrument	2021101401289

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 11, 2020
Property Address	6108 VERNAL WAY, CARMICHAEL, CA 95608-1025
Document Number	2005110565
Instrument Date	Apr 29, 2020
Instrument	2005110565
Transaction Type	Transfer
Record Updated	May 26, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6108 VERNAL WAY CARMICHAEL CA 956081025, CARMICHAEL, CA 95608-1025

Mortgage

Document Number	2005110566
Date	May 11, 2020
Instrument	2005110566

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 10, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$208,486 (+2%) Land $78,374 Building $130,112
2025	$2,481.00 (+2.14%)	$204,399 (+4.04%) Land $76,838 Building $127,561
2024	$2,429.00 (+1.59%)
2023	$2,391.00 (+2.05%)	$196,463 Land $73,855 Building $122,608
2022	$2,343.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Dec 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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