6115 3rd St, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 6115 3rd St, Chesapeake Beach, MD 20732

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,600 sqft · built 1985
Lot Size	0.321 acres (14,000 sqft)
Owner	Individual Name on File
Last Sale	$446,500 (Jul 2024)
Tax Bill	$1,508 (2025)
Deeds & Mortgages	May 2023 Line of Credit Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-038114`

Property Details

APN / Parcel Number

Primary APN	`03-038114`
Alternative APNs	`3038114` `038114`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,600 sqft Total Area
Basement Area	928 sqft
Finished Basement	928 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,000 sqft (0.321 acres)
Garage Type	Basement
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	256 sqft
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	038114
Street Address	6115 3RD ST
City	CHESAPEAKE BEACH
State	MD
Zip	20732-4141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 66-72 BLK 29 SUMMER CITY
Legal Subdivision	RANDLE CLIFFS BRACE
Legal Block	29
Legal Lot Number	66-72
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	2
Census Block	2006
Census Tract	860402

Owner

6115 3rd St is owned and occupied by an individual who bought it in July 2024.

Source: Calvert County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	6115 3RD ST, CHESAPEAKE BEACH, MD 20732-4141
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Deed of Trust, Mortgage · Line of Credit PRINCE GEORGES COMMUNITY FCU
Oct 15, 2019	Deed of Trust, Mortgage · Line of Credit MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2024 · Amount on File
Deed Sale	Jul 25, 2024 · Amount on File
Prior Sale	May 24, 2005
Deed Book / Page	6603 / 61
Prior Transfer Date	Apr 28, 2005
Prior Transfer Doc	0024810059
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	6115 3RD ST, CHESAPEAKE BEACH, MD 20732-4141
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6115 3RD ST, CHESAPEAKE BEACH, MD 20732-4141

Mortgage

Document Number	0064380250
Date	May 26, 2023
Book Page	6438/250

Lender

Name	PRINCE GEORGES COMMUNITY FCU
Type	Credit Union
Address	BOWIE, MD 20721

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 6, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALVERT MD
Property Address	6115 3RD ST, CHESAPEAKE BEACH, MD 20732-4141
Document Number	0054570398
Instrument Date	Oct 15, 2019
Transaction Type	Mortgage
Record Updated	Nov 4, 2019
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6115 3RD ST CHESAPEAKE BEACH MD 207324141, CHESAPEAKE BEACH, MD 20732-4141

Mortgage

Document Number	0054570398
Date	Oct 21, 2019
Book Page	005457/000398

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	15201 HALL RD, BOWIE, MD 20721-3307

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 20, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 6115 3rd St was $1,508.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$386,933 (+10.27%)	$459,000 (+30.81%) Land $81,000 Building $378,000
2025	$1,508.00	$350,900 Land $81,000 Building $269,900	$350,900 Land $81,000 Building $269,900
2023	$3,242.00 Homeowner's exemption	$312,100	$350,900 Land $81,000 Building $269,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6115 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6115 3rd St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 3rd St

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