6104 3rd St, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 6104 3rd St, Chesapeake Beach, MD 20732

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,120 sqft · built 1991
Lot Size0.184 acres (8,000 sqft)
OwnerIndividual Name on File
Last Sale$195,000 (Nov 2012)
Tax Bill$3,103 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN03-037215

Property Details

APN / Parcel Number

Primary APN03-037215
Alternative APNs
  • 3037215
  • 037215

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,120 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area8,000 sqft (0.184 acres)
Deck Area420 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number037215
Street Address6104 3RD ST
CityCHESAPEAKE BEACH
StateMD
Zip20732
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionSITE B BLK 30 SUMMER CITY
Legal SubdivisionSUMMER CITY
Legal Block30
Legal Lot NumberB
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group2
Census Block2006
Census Tract860402

Owner

6104 3rd St is owned and occupied by an individual who bought it in November 2012.

Source: Calvert County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address6104 3RD ST, CHESAPEAKE BEACH, MD 20732
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 2, 2012 · Amount on File
Deed SaleNov 2, 2012 · Amount on File
Prior SaleOct 22, 1996 · Amount on File
Deed Book / Page4045 / 191
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address6104 3RD ST, CHESAPEAKE BEACH, MD 20732
Transaction TypeMortgage
Record UpdatedOct 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address6104 3RD ST, CHESAPEAKE BEACH, MD 20732

Mortgage

Document Number0060400207
DateAug 4, 2021
Book Page6040/207
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueAug 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 6104 3rd St was $3,103.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$278,333$301,000 Land $75,000 Building $226,000
2025$3,103.00
2023$2,486.00$239,333$267,000 Land $75,000 Building $192,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6104 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6104 3rd St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 3rd St

Nearby Streets

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