61122 Spencer Rd, Cassopolis, MI 49031 Property Records

Cass County property record for 61122 Spencer Rd, Cassopolis, MI 49031

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,400 sqft · built 1970
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$108,000 (Aug 2019)
Tax Bill	$1,500 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-040-260-004-00`

Property Details

APN / Parcel Number

Primary APN	`14-040-260-004-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,400 sqft Building Perimeter
1st Floor Area	1,400 sqft
Basement Area	1,400 sqft
Unfinished Basement	1,400 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	13,068 sqft (0.3 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	61122 SPENCER RD
City	CASSOPOLIS
State	MI
Zip	49031-9790
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LC 447-737 425-590 881 LOT 4 HAPPY HOMES SUBD.
Legal Subdivision	HAPPY HOMES SUBDIVISION
Legal Lot Number	4
Jurisdiction	CASS MI
Township / Civil Division	LAGRANGE
Census Block Group	2
Census Block	2038
Census Tract	2100

Owner

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	61122 SPENCER RD, CASSOPOLIS, MI 49031-9790
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Quit Claim Deed, Transfer · Conventional Mortgage TEACHERS CU
Aug 1, 2019	Warranty Deed, Transfer · Conventional Mortgage TEACHERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2019 · Amount on Record
Deed Sale	Aug 1, 2019 · Amount on Record
Prior Sale	Nov 14, 2006 · Amount on Record
Deed Book / Page	1158 / 844
Last Transfer Date	Mar 11, 2021
Transfer Doc	001192/868
Record Updated	Oct 29, 2026

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASS MI
Recording Date	Mar 19, 2021
Property Address	61122 SPENCER RD, CASSOPOLIS, MI 49031-9790
Document Number	001192/868
Book / Page	1192 / 868
Map Reference	LB 1-H PG 372
Instrument Date	Mar 11, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61122 SPENCER RD, CASSOPOLIS, MI 49031-9790

Mortgage

Document Number	0001192871
Date	Mar 19, 2021
Instrument	1192/871

Lender

Name	TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Aug 1, 2019
Property Address	61122 SPENCER RD, CASSOPOLIS, MI 49031-9790
Document Number	01158/0844
Book / Page	1158 / 0844
Map Reference	LB 1-H PG 372
Instrument Date	Jul 31, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	MTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$928.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	61122 SPENCER RD, CASSOPOLIS, MI 49031-9790

Mortgage

Document Number	0001158847
Date	Aug 1, 2019
Instrument	1158/847

Lender

Name	TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	LaGrange Township
Unified School District	Cassopolis Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,700 (+9.02%) Land $73,700	$147,400 (+9.02%) Land $147,400
2025	$1,500.00 (+10.62%) Homeowner's exemption	$67,600 (+9.03%) Land $67,600	$135,200 (+9.03%) Land $135,200
2023		$62,000	$124,000
2022	$1,356.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASS COUNTY WATER SYSTEM serves 1,350 people · EPA ID MI0005234
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Midwest Energy & Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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