6112 FM 1563, Commerce, TX 75428 Property Records

Hunt County property record for 6112 FM 1563, Commerce, TX 75428

Property Summary

Property TypeRural Home
Details2,400 sqft · built 2024
Lot Size2.25 acres (98,010 sqft)
OwnerCompany Name on Record
Tax Bill$1,544 (2024)
Deeds & MortgagesJun 2026 Line of Credit
Feb 2026 Transfer
Flood ZoneZone X (minimal risk)
APN2778-0000-0020-30

Property Details

APN / Parcel Number

Primary APN2778-0000-0020-30
Alternative APN
  • R238431

Interior

Stories1 Story
Building Area2,400 sqft Living Area
1st Floor Area2,400 sqft

Exterior

Year BuiltBuilt 2024
Lot Area98,010 sqft (2.25 acres)
Garage TypeAttached
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area624 sqft
Utility Building1,680 sqft

Location & Zoning

Account NumberR238431
Street Address6112 FM 1563
CityCOMMERCE
StateTX
Zip75428-5548
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionS2778 DECKER ESTATES LOT 2 ACRES 2.25
Legal SubdivisionDECKER ESTATES
Legal Lot Number2
JurisdictionHUNT TX
Township / Civil DivisionCOMMERCE
Census Block Group2
Census Block2058
Census Tract960100

Owner

Source: Hunt County records, as of February 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Co-owner2 Co-owners on Record
Mailing Address6112 FM 1563, COMMERCE, TX 75428-5548
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2026Special Warranty Deed, Transfer · Line of Credit
AMERISAVE MORTGAGE CORPORATION
Feb 4, 2026Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleFeb 4, 2026
Deed SaleFeb 4, 2026
Deed Document Number2026-01780
Record UpdatedSep 20, 2026

June 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionHUNT TX
Recording DateJun 24, 2026
Property Address6112 FM 1563, COMMERCE, TX 75428-5548
Document Number0000011536
Instrument DateJun 15, 2026
Instrument202611536
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title Company2020 TITLE LLC, 20 20 TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6112 FM 1563, COMMERCE, TX 75428-5548

Mortgage

Document Number0000011537,
DateJun 24, 2026
Instrument202611537
Lender
NameAMERISAVE MORTGAGE CORPORATION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Max Rate-1%

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHUNT TX
Recording DateFeb 4, 2026
Property Address6112 FM 1563, COMMERCE, TX 75428-5548
Document Number0000001780
Map ReferenceFILE 2022-22849
Instrument DateJan 14, 2026
Instrument2026-01780
Transaction TypeTransfer
Record UpdatedFeb 23, 2026

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address6112 FM 1563, COMMERCE, TX 75428-5548

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of July 25, 2025

Property Jurisdictions

TypeName
StateTexas
CountyHunt County
Unified School DistrictCommerce Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$511,780 Land $87,380 Building $424,400$511,780 Land $87,380 Building $424,400
2024$1,544.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 63% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH HUNT SUD
serves 4,836 people · EPA ID TX1160039
Water SourcePurchased surface water from CITY OF COMMERCE
Last State InspectionAug 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrite
resolved · Oct 2022
Treatment and ProcedureColiform assessment
Sep 2023
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
360 Broadband
Fixed Wireless
400 / 50
Nextlink
Fixed Wireless
100 / 20
Rise Broadband
Fixed Wireless
25 / 5

Nearby Properties on FM 1563

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