5911 FM 1563, Commerce, TX 75428 Property Records

Hunt County property record for 5911 FM 1563, Commerce, TX 75428

Property Summary

Property Type	Rural Home
Details	2,977 sqft · built 2024
Lot Size	17.2 acres (751,846 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,365 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0408-0100-0000-30`

Property Details

APN / Parcel Number

Primary APN	`0408-0100-0000-30`
Alternative APN	`R25872`

Interior

Stories	2 Stories
Building Area	2,977 sqft Living Area
1st Floor Area	2,743 sqft
2nd Floor Area	234 sqft

Exterior

Year Built	Built 2024
Lot Area	751,846 sqft (17.2 acres)
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Patio Area	221 sqft
Shed	1 Shed
Shed Area	120 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	R25872
Street Address	5911 FM 1563
City	COMMERCE
State	TX
Zip	75428-5625
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A0408 HANKS THOMAS,TRACT 10, ACRES 17.26
Legal Subdivision	HANKS THOMAS
Legal Tract	10
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	2
Census Block	2076
Census Tract	960100

Owner

Source: Hunt County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5911 FM 1563, COMMERCE, TX 75428-5625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Jun 24, 2020	Warranty Deed, Transfer CITY NAT'L BK/SULPHUR SPRINGS
May 29, 2020	Warranty Deed, Transfer MISCELLANEOUS GOVT AGCY
Jan 4, 2019	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2020
Deed Sale	May 28, 2020
Deed Document Number	0020208181
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Recording Date	Apr 8, 2026
Property Address	5911 FM 1563, COMMERCE, TX 75428-5625
Document Number	0000006338
Instrument Date	Apr 1, 2026
Instrument	20266338
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5911 FM 1563, COMMERCE, TX 75428-5625

Mortgage

Document Number	0000006338,
Date	Apr 8, 2026
Instrument	20266338

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNT TX
Recording Date	Jun 24, 2020
Property Address	5911 FM 1563, COMMERCE, TX 75428-5625
Document Number	0000009958
Instrument Date	Jun 23, 2020
Instrument	9958
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 JEANETTE ST GREENVILLE TX 754012224, GREENVILLE, TX 75401-2224

Mortgage

Document Number	9959
Date	Jun 24, 2020
Instrument	9959

Lender

Name	CITY NAT'L BK/SULPHUR SPRINGS
Type	Bank
Address	SULPHUR SPRINGS, TX 75483

Agreement

Amount	Amount Recorded

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNT TX
Recording Date	May 29, 2020
Property Address	5911 FM 1563, COMMERCE, TX 75428-5625
Document Number	0000008181
Instrument Date	May 28, 2020
Instrument	8181
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1406 REIGER DR GREENVILLE TX 754027619, GREENVILLE, TX 75402-7619

Mortgage

Document Number	8182
Date	May 29, 2020
Instrument	8182

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	1700 N CONGRESS AVE, AUSTIN, TX 78701

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 28, 2050

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HUNT TX
Recording Date	Jan 4, 2019
Property Address	5911 FM 1563, COMMERCE, TX 75428-5625
Document Number	0000000160
Instrument Date	Jan 4, 2019
Instrument	160
Transaction Type	Transfer
Record Updated	Jan 21, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3004 TANGLEWOOD DR COMMERCE TX 754283816, COMMERCE, TX 75428-3816

Tax Assessment & Valuation

Source: Hunt County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$852,750 (+230.6%) Land $238,570 Building $614,180	$852,750 (+88.65%) Land $238,570 Building $614,180
2024	$3,365.00 (+8,312.5%)
2023		$257,940 Land $13,870 Building $244,070	$452,020 Land $207,950 Building $244,070
2022	$40.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH HUNT SUD serves 4,836 people · EPA ID TX1160039
Water Source	Purchased surface water from CITY OF COMMERCE
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Oct 2022
Treatment and Procedure	Coliform assessment Sep 2023
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
360 Broadband Fixed Wireless	400 / 50

May also be available: Brightspeed, Nextlink, T-Mobile.

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