6111 Iron Gate Rd, Creston, CA 93432 Property Records

San Luis Obispo County property record for 6111 Iron Gate Rd, Creston, CA 93432

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,730 sqft · built 2025
Lot Size	20 acres (874,685 sqft)
Owner	Company Name on Record
Last Sale	$450,000 (Feb 2022)
Tax Bill	$8,892 (2025)
Deeds & Mortgages	Jul 2023 Construction Loan Nov 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`043-062-005`

Property Details

APN / Parcel Number

Primary APN	`043-062-005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,730 sqft Living Area
1st Floor Area	2,730 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Lot Area	874,685 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6111 IRON GATE RD
City	RURAL EL POMAR ESTRELLA
State	CA
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	PM 31/53 LT 12
Legal Subdivision	CO81-234
Legal Block	1
Legal Lot Number	12
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	1
Census Block	1015
Census Tract	13100

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 2236, CRESTON, CA 93432
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Deed of Trust, Mortgage · Construction Mortgage US BANK NA
Nov 1, 2022	Intrafamily Transfer, Transfer
Feb 7, 2022	Grant Deed, Transfer PLACER TITLE COMPANY
Feb 7, 2022	Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2022 · Amount on Record
Deed Sale	Feb 7, 2022 · Amount on Record
Prior Sale	Oct 20, 1995 · Amount on Record
Deed Document Number	20225789
Last Transfer Date	Oct 26, 2022
Transfer Doc	0000043228
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	IRON GATE RD, CRESTON, CA 93432
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1920 VINEYARD DR, TEMPLETON, CA 93465-9410

Mortgage

Document Number	0000020662
Date	Jul 21, 2023
Instrument	2023020662

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 1, 2022
Property Address	IRON GATE RD, CRESTON, CA 93432
Document Number	0000043228
Map Reference	MB 31 PG 53
Instrument Date	Oct 26, 2022
Instrument	2022043228
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4430 OLD REDWOOD HWY APT 206, 206, SANTA ROSA, CA 95403-2854

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 7, 2022
Property Address	IRON GATE RD, CRESTON, CA 93432
Document Number	0000005789
Map Reference	MB 31 PG 53
Instrument Date	Jan 27, 2022
Instrument	2022005789
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	930 SHILOH RD # 44, 44, WINDSOR, CA 95492-9659

February 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 7, 2022
Property Address	IRON GATE RD, CRESTON, CA 93432
Document Number	0000005791
Map Reference	MB 31 PG 53
Instrument Date	Jan 6, 2022
Instrument	2022005791
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 ANGELITA DR, PRESCOTT, AZ 86303-5021

Mortgage

Document Number	0000005792
Date	Feb 7, 2022
Instrument	2022005792

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Mar 1, 2025
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.62%
Index	1-Year CMT
Max Rate	10.6%

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,287,093 (+65.32%) Land $552,093 Building $735,000
2025	$8,892.00 (+71%)	$778,543 (+69.62%) Land $477,543 Building $301,000
2023	$5,200.00 (+132.87%)	$459,000 Land $459,000
2022	$2,233.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 54% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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