5780 Iron Gate Rd, Creston, CA 93432 Property Records

San Luis Obispo County property record for 5780 Iron Gate Rd, Creston, CA 93432

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,500 sqft · built 1997
Lot Size20 acres (871,200 sqft)
Owner2 Company Names on File
Last Sale$650,000 (Apr 2018)
Tax Bill$17,495 (2025)
Deeds & MortgagesNov 2021 Mortgage
Jun 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN043-061-021

Property Details

APN / Parcel Number

Primary APN043-061-021

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Building Area1,500 sqft Living Area

Exterior

Year BuiltBuilt 1997
Construction TypeWood
Lot Area871,200 sqft (20 acres)
TerrainAbove Road/Slope

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerSeptic

Location & Zoning

Street Address5780 IRON GATE RD
CityCRESTON
StateCA
Zip93432
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionPM 36/63 PAR 2
Legal SubdivisionPARCEL MAP COAL-84-181
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionATASCADERO
Census Block Group1
Census Block1003
Census Tract13100

Owner

Source: San Luis Obispo County records · APN 043-061-021

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing AddressPO BOX 317, CRESTON, CA 93432-0317
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
KINECTA FCU
Jun 01, 2020Deed of Trust, Mortgage · Conventional Mortgage
KINECTA FCU
Aug 14, 2018Grant Deed
FIRST AMERICAN TITLE
Apr 30, 2018Grant Deed, Transfer · Conventional Mortgage
KINECTA FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 30, 2018 · Amount on Record
Deed SaleApr 30, 2018 · Amount on Record
Prior SaleMar 20, 2015 · Amount on Record
Deed Document Number2018017284
Record UpdatedJun 08, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address5780 IRON GATE RD, CRESTON, CA 93432
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 317, CRESTON, CA 93432-0317

Mortgage

Document Number0000073225
DateNov 01, 2021
Instrument2021073225
Lender
NameKINECTA FCU
TypeCredit Union
AddressMANHATTAN BEACH, CA 90266
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 01, 2036

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address5780 IRON GATE RD, CRESTON, CA 93432
Document Number0000027918
Instrument DateJun 01, 2020
Transaction TypeMortgage
Record UpdatedJun 17, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address9318 OTTO ST DOWNEY CA 902403567, DOWNEY, CA 90240-3567

Mortgage

Document Number0000027918
DateJun 09, 2020
Instrument27918
Lender
NameKINECTA FCU
TypeCredit Union
AddressMANHATTAN BEACH, CA 90266
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 08, 2040

August 2018: Grant Deed

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateAug 14, 2018
Property Address5780 IRON GATE RD, CRESTON, CA 93432
Document Number0000033661
Instrument DateMar 26, 2018
Instrument33661
Record UpdatedNov 21, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$715.00
Amount AccuracyFull Value

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address9318 OTTO ST DOWNEY CA 902403567, DOWNEY, CA 90240-3567

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateApr 30, 2018
Property Address5780 IRON GATE RD, CRESTON, CA 93432
Document Number0000017284
Instrument DateMar 26, 2018
Instrument17284
Transaction TypeTransfer
Record UpdatedMar 28, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$715.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address9318 OTTO ST DOWNEY CA 902403567, DOWNEY, CA 90240-3567

Mortgage

Document Number17285
DateApr 30, 2018
Instrument17285
Lender
NameKINECTA FCU
TypeCredit Union
AddressMANHATTAN BEACH, CA 90266
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 29, 2048
Interest
Rate TypeAdjustable Rate
Rate4.25%

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictAtascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$17,495.00 (+53.83%) Homeowner's exemption$1,538,644 (+53.27%) Land $393,980 Building $1,144,664
2023$11,373.00 (+43%)$1,003,867 Land $410,115 Building $593,752
2022$7,953.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790131001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskHigh
above 76% of the US · above 52% of California
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 10 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Surfnet Communications
Fixed Wireless
100 / 20
Ranch WiFi
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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