Callaway County property record for 611 Emily St, Holts Summit, MO 65043
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,248 sqft · built 1988 |
| Lot Size | 1.17 acres (50,965 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $1,464 (2025) |
| Deeds & Mortgages | May 2009 Mortgage Nov 2019 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-09.0-31.2-00-000-032.020 |
| Primary APN | 24-09.0-31.2-00-000-032.020 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 1,248 sqft |
| Finished Basement | 650 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Geodesic/Dome |
| Roof Material | Fiberglass |
| Lot Area | 50,965 sqft (1.17 acres) |
| Porch | Slab |
| Porch Area | 84 sqft |
| Deck Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 2409031200000032020 |
|---|---|
| Street Address | 611 EMILY ST |
| City | HOLTS SUMMIT |
| State | MO |
| Zip | 65043-1518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT N 1/2 SW |
| Legal Range | 10W |
| Legal Township | 45N |
| Legal Section | 31 |
| Jurisdiction | CALLAWAY MO |
| Township / Civil Division | SUMMIT |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 70702 |
611 Emily St is owner-occupied and held in a trust since November 2022.
Source: Callaway County records, as of May 5, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 611 EMILY ST, HOLTS SUMMIT, MO 65043-1518 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 15, 2009 | Deed of Trust, Mortgage · Conventional Mortgage JEFFERSON BANK OF MISSOURI |
| Nov 15, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance JEFFERSON BANK |
| Nov 29, 2010 | Deed of Trust, Mortgage · Line of Credit JEFFERSON BANK OF MISSOURI |
| Apr 29, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 15, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance JEFFERSON BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 10, 2022 |
| Transfer Doc | 0000007045 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 611 EMILY ST, HOLTS SUMMIT, MO 65043-1518 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | D0224/0492 |
|---|---|
| Date | May 15, 2009 |
| Book Page | D0224/0492 |
| Instrument | 903646 |
| Name | JEFFERSON BANK OF MISSOURI |
|---|---|
| Address | JEFFERSON CITY, MO 65102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 157 Months |
| Due | Jun 1, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 611 EMILY ST, HOLTS SUMMIT, MO 65043-1518 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0201907153 |
|---|---|
| Date | Nov 15, 2019 |
| Instrument | 201907153 |
| Name | JEFFERSON BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 611 EMILY ST, HOLTS SUMMIT, MO 65043-1518 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | D0227/0748 |
|---|---|
| Date | Nov 29, 2010 |
| Book Page | D0227/0748 |
| Instrument | 016681 |
| Name | JEFFERSON BANK OF MISSOURI |
|---|---|
| Address | JEFFERSON CITY, MO 65102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | Apr 29, 2026 |
| Property Address | 611 EMILY ST, HOLTS SUMMIT, MO 65043-1518 |
| Document Number | 0000002431 |
| Book / Page | 527 / 18 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 20262431 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 611 EMILY ST, HOLTS SUMMIT, MO 65043-1518 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 611 EMILY ST, HOLTS SUMMIT, MO 65043-1518 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201907153 |
|---|---|
| Date | Nov 15, 2019 |
| Instrument | 201907153 |
| Name | JEFFERSON BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2034 |
The 2025 property tax bill for 611 Emily St was $1,464, down 2.5% from the year before.
Source: Callaway County assessment roll, as of January 15, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Callaway County |
| Unified School District | Jefferson City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,464.00 (-2.47%) | $24,087 (-) | $126,770 (-) |
| 2024 | $1,501.00 (+0.07%) | $24,087 (-) | $126,770 (-) |
| 2023 | $1,500.00 (+1.97%) | $24,087 (+2.01%) | $126,770 |
| 2022 | $1,471.00 | $23,612 Land $1,112 Building $22,500 | |
| 2021 | $124,270 Land $5,850 Building $118,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 611 Emily St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 611 Emily St is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Callabyte Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
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