Callaway County property record for 604 Emily St, Holts Summit, MO 65043
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,248 sqft · built 1992 |
| Lot Size | 2.3 acres (100,188 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,738 (2025) |
| Deeds & Mortgages | Dec 2023 Second Mortgage Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-09.0-31.2-00-000-032.000 |
| Primary APN | 24-09.0-31.2-00-000-032.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 1,248 sqft |
| Finished Basement | 600 sqft |
| Sunroom | Sunroom |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Geodesic/Dome |
| Roof Material | Fiberglass |
| Lot Area | 100,188 sqft (2.3 acres) |
| Porch | Open Porch |
| Porch Area | 220 sqft |
| Deck Area | 512 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 2409031200000032000 |
|---|---|
| Street Address | 604 EMILY ST |
| City | HOLTS SUMMIT |
| State | MO |
| Zip | 65043-1517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW |
| Legal Subdivision | WOLTERS |
| Jurisdiction | CALLAWAY MO |
| Township / Civil Division | SUMMIT |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 70702 |
604 Emily St is owned and occupied by an individual who acquired it in May 2025.
Source: Callaway County records, as of January 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 604 EMILY ST, HOLTS SUMMIT, MO 65043-1517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HSNG AND URBAN DEVELOPMENT |
| Jan 7, 2022 | Warranty Deed, Transfer · FHA Mortgage TOWNE MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2025 |
| Deed Sale | May 12, 2025 |
| Prior Sale | Jul 26, 2024 |
| Deed Document Number | 202502503 |
| Deed Book / Page | 519 / 943 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 604 EMILY ST, HOLTS SUMMIT, MO 65043-1517 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000510/868 |
|---|---|
| Date | Dec 29, 2023 |
| Book Page | 510/868 |
| Instrument | 202306549 |
| Name | SECRETARY OF HSNG AND URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | Jan 7, 2022 |
| Property Address | 604 EMILY ST, HOLTS SUMMIT, MO 65043-1517 |
| Document Number | 000497/163 |
| Book / Page | 497 / 163 |
| Instrument Date | Dec 30, 2021 |
| Instrument | 202200165 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 604 EMILY ST, HOLTS SUMMIT, MO 65043-1517 |
| Document Number | 000497/164 |
|---|---|
| Date | Jan 7, 2022 |
| Book Page | 497/164 |
| Instrument | 202200166 |
| Name | TOWNE MORTGAGE CO |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
The 2025 property tax bill for 604 Emily St was $1,738, up 11.8% from the year before.
Source: Callaway County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Callaway County |
| Unified School District | Jefferson City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,738.00 (+11.84%) | $28,599 (+14.71%) | $150,520 (+14.71%) |
| 2024 | $1,554.00 (+0.06%) | $24,932 (-) | $131,220 (-) |
| 2023 | $1,553.00 (+1.9%) | $24,932 (+1.94%) | $131,220 |
| 2022 | $1,524.00 | $24,457 Land $1,311 Building $23,146 | |
| 2021 | $128,720 Land $6,900 Building $121,820 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 604 Emily St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 604 Emily St is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Callabyte Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
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