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611 E Franklin Ave, Naperville, IL 60540 Property Records

DuPage County property record for 611 E Franklin Ave, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,111 sqft · built 2023
Lot Size0.03 acres (1,307 sqft)
OwnerIndividual Name on Record
Last Sale$1,349,500 (Aug 2023)
Tax Bill$24,894 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Mar 2022 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN08-18-309-043

Property Details

APN / Parcel Number

Primary APN08-18-309-043

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories4 Stories
Building Area3,111 sqft Living Area
Gross Area3,705 sqft
1st Floor Area594 sqft
2nd Floor Area1,008 sqft
Basement Area594 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Lot Area1,307 sqft (0.03 acres)
Garage Area462 sqft

Location & Zoning

Street Address611 E FRANKLIN AVE
CityNAPERVILLE
StateIL
Zip60540-5681
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHERITAGE PLACE IN HISTORIC NAPERVILLE SUB ALL
Legal SubdivisionHERITAGE PLACE IN HISTORIC NAPERVILLE SU
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group3
Census Block3027
Census Tract846103

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1333 MIDDLEBURG RD, NAPERVILLE, IL 60540-7012
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Aug 29, 2023Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 9, 2022Warranty Deed, Construction Loan · Construction Mortgage
THE AMERICAN COMMERCIAL BANK & TRUS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 29, 2023 · Amount on Record
Deed SaleAug 29, 2023 · Amount on Record
Prior SaleMar 9, 2022 · Amount on Record
Deed Document Number202355709
Record UpdatedSep 20, 2026

August 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateAug 29, 2023
Property Address611 E FRANKLIN AVE, NAPERVILLE, IL 60540-5681
Document Number0000055709
Map ReferenceDOC 2021-179546
Instrument DateAug 23, 2023
InstrumentR2023-055709
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 14, 2023
Title CompanyAF TITLE COMPANY, FOX TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,349.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address611 E FRANKLIN AVE, NAPERVILLE, IL 60540-5681

Mortgage

Document Number0000055710
DateAug 29, 2023
InstrumentR2023-055710
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.87%
Type Change DateSep 1, 2033
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10.8%
Margin3
Max Rate10.8%

March 2022: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateMar 9, 2022
Property Address611 E FRANKLIN AVE, NAPERVILLE, IL 60540-5681
Document Number0000025077
Map ReferenceDOC R2021-179546
Instrument DateMar 1, 2022
InstrumentR2022-025077
Transaction TypeConstruction Loan
Record UpdatedAug 2, 2023
Title CompanyAF TITLE COMPANY, FOX TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$900.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address51 PALOMINO LN, OSWEGO, IL 60543-9748

Transferred To (Grantee/Buyer)

NameVerified Name
Address2707 SAN LUIS CT, NAPERVILLE, IL 60565-5330
InvestorPossibly a Property Investor

Mortgage

Document Number0000025201
DateMar 9, 2022
InstrumentR2022-025201
Lender
NameTHE AMERICAN COMMERCIAL BANK & TRUS
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$24,894.00 (+967.04%)$434,556 (+1,105.43%) Land $98,653 Building $335,903$1,303,668 (+1,105.43%) Land $295,959 Building $1,007,709
2022$2,333.00$36,050 Land $36,050$108,150 Land $108,150

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fixed Wireless in parts of the area		100 / 20

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